Monthly Archives: January 2014

South African Medical Aids

3030428936_f41c830dd8Medical aid in South Africa consists of a large number of medical aid companies, all of which offer a wide range of healthcare plans that are available to everyone. Some South African Medical Aids are only open to membership from people in certain professions, such as the South African Police Force, doctors, government employees etc. Other medical aid schemes are open to everyone, and even that has not been enough to entice large sections of the South African public to sign up to one.

A recent survey has suggested that fewer than 1 in 5 South African residents are currently a member of a medical aid scheme, and this means that most people are still reliant on the medical facilities that are provided by the South African government. The problem with this attitude to private medical aid is that too many people are currently using these publicly owned healthcare facilities, and this is therefore putting an enormous strain on them. Long waiting times, and poor medical treatment and run down facilities are all that people can expect from a government owned medical facility, such as a hospital or other treatment centre.

South African Medical Aids have been around for a surprisingly long time, and some medical aid providers have been providing their members with access to medical aid facilities for decades. Some medical aid schemes are only open to people from specific walks of life, such as doctors, nurses, politicians and local government workers for example. However, most medical aid schemes in South Africa are open to everyone, regardless of their medical history, background, job or circumstances.

Medical aid healthcare plans range from basic hospital plans, to more comprehensive plans that allow for the payment of treatments for everyday medical care and chronic medical conditions. Hospital healthcare plans are there for people that just want to be covered against the possibility of having to undergo treatment in a private hospital. These are people that can either afford to pay for their day to day medical expenses or those people that are on low incomes and cannot afford to join a more comprehensive medical aid healthcare plan.

As you can see, joining a South African Medical Aids healthcare scheme is much more beneficial than relying on medical assistance from government owned medical aid schemes. You will have far more access to quality medical care and you will not have to put up with long waiting times either.


Sanlam Medical Aid and the Benefits of Private Health Care

ID-100120626With more people than ever before making use of government owned health facilities, the strain on these health facilities is enormous. People travel from miles away to reach a publicly owned health facility in order to reach medical treatment. This makes the waiting times for treatment so long that a lot of people suffer from a worsening of their medical conditions. In this article, we explain the benefits of private medical care over medical care from a government run facility.

In order to prevent this scenario, a lot of people are turning to private medical facilities, however, the costs of using private medical facilities can be prohibitive to a lot of people. Private medical facilities and treatments can be expensive, especially for those people that are on low incomes. Hospital treatments and access to surgeons and specialists can be especially expensive, and it is to this end that a lot of people seek help with these bills. The Sanlam Medical Aid scheme is one such private medical aid scheme which is has been set up to help those people that need medical assistance from a private medical aid provider.

To make the search for medical aid companies quicker and easier, there are a number of medical aid comparison websites online that can take away the task of sifting through pages and pages of information. By simply filling out an online form, and answering a few questions, it is easy to see a list of the top medical aid schemes that will suit your needs and financial situation.

The Sanlam Medical Aid scheme is there to help lower the costs of private medical treatment for its members, and it has been doing this for a number of years. They have thousands of members, many of whom have already discovered the benefits of having sufficient medical aid cover.

When you sign up to a healthcare plan with Sanlam Medical Aid, you will have the peace of mind that comes with knowing that you are covered against a number of different ailments. There is cover for hospital bills, maternity costs, dental check-ups and treatments, as well as other everyday medical costs, such as visiting an optometrist, a GP or for prescription medications. There is also provision for payment towards the treatment of a wide range of chronic diseases and ailments, including the likes of cancer and HIV.



One Plan Health Insurance and the Advantages of Medical Aid

ID-10076346The problem with life is that it throws up the most unexpected problems at the most inconvenient times, and that includes illness and injuries. Due to the rise in the costs of private medical treatments it is imperative to spread the costs associated with high medical bills. There are a number of medical aid providers currently looking for business in South Africa, such as One Plan Health Insurance. In this article, we will look at the benefits of joining a health insurance scheme such as the One Plan Health Insurance.

Joining a medical aid scheme such as one offered by One Plan Health Insurance will take the sting out of medical costs. It is common practice for medical aid companies to offer several different healthcare plans in order to meet the needs and requirements of a number of different people from all walks of life.

The problem with hospital treatment is that it can be very expensive, and staying in hospital even more so, and in no time at all your medical bills can quickly spiral out of control. This can leave you with the problems associated with having to find the extra money to cover the shortfall, or else you could soon find that your treatment is suspended by the hospital before it has had chance to be completed.

The One Plan Health Insurance scheme is there to provide its members with access to some of the best medical aid treatments in your region, which will save you a lot of time and effort in trying to travel to a publicly funded healthcare facility.

Making use of publicly owned health facilities is something that will mean having to travel long distances to find a hospital. Other problems with relying on public healthcare facilities are that you should expect to have to wait a long time for diagnosis and treatment. This could mean that you are left waiting for ages to be seen by a professional doctor or dentist, depending on your condition. Also, you risk aggravating your illness or injury if you do have a significant delay in receiving treatment for your ailment. Even a basic hospital plan can save you time and money, as well giving you access to quality medical aid facilities, which can help you to a much speedier recovery from whichever medical condition you are suffering from.




Momentum Health Options can save you Time and Money

ID-100102400Searching for the most cost effective way to pay for your medical bills is not something that most people find easy, however, there are some ways in which you can try in order to simplify the process. One way to locate the best medical aid scheme is to research a number of medical aid providers so that you can compare what they have to offer. Due to the fact that most medical aid companies offer much more than one medical aid scheme, searching through seemingly endless pages of healthcare plans can be a time consuming way to spend an evening. In this article, we will take you through the benefits of using a medical aid comparison website that can help you to narrow the field when it comes to medical aid scheme.

Medical Aid providers often design the healthcare plans that they offer to meet the needs of people from a wide range of backgrounds and professions, and Momentum Health Options are no different. A way in which you can speed up the process of finding a medical aid plan that matches your needs and budget is to use a comparison website. The good thing about comparison websites is that they have a number of rating systems that will help you to decide which medical aid company is right for you. You can even tailor the search results to give you the information that you really need in order to compare policies from a number of different medical aid policies.

There are some medical aid comparison websites that allow people to review the services of medical aid providers and the healthcare plans that they provide. These reviews, coupled with all of the information that you need, can help you to decide whether a specific medical aid company is right for you. In addition to which, you can even enter some of your personal information and the comparison website will tell you what you would be expected to pay should you sign up for a medical aid scheme such as Momentum Health Options.

Hopefully, this article has given you some ideas of how to make searching for a medical aid scheme faster and easier, following this advice is one way in which you can not only save time but money also. Momentum Health Options are another way in which you can save money on your private healthcare plans.

The Advantages of the Momentum Health Hospital Plan

6358596747_18647bef8eWhen it comes to private medical aid in South Africa there is an overwhelming amount of choice, and it can be difficult for those people that are new to the world of medical aid to make the right choice. Private medical aid cover is essential if you wish to avoid the problems that come with using public funded healthcare facilities, which are often overcrowded and plagued by lengthy waiting times. These facilities are used by thousands of people that are not a part of a medical aid scheme, making them notoriously overcrowded and under funded.

For those people that often cite the problems associated with having to pay the premiums needed to keep their policy going, a hospital plan may very well be the best option. Hospital plans are seen as the solution to those people that are on low incomes, but nevertheless, there are plenty of hospital plans to choose from. The Momentum Health Hospital plan is one of many different hospital plans on the medical aid market in South Africa at the moment.

With so many hospital plans to choose from, it can be difficult for someone that has no previous experience of medical aid to choose the right one. Momentum Health Hospital Plan has been designed to help its members to meet the costs of hospital treatments and even emergency transport to a private hospital.

The Momentum Health Hospital Plan is there for its members and typically, Momentum Medical Aid members can save a third on the costs of their healthcare plans. Not only that, but members can also benefit from a number of rewards programs, which can save them money on a number of different items from a range of different stores. This can mean big savings on such things as gym memberships, travel, online shopping and much more besides.

A hospital plan from Momentum Medical Aid makes so much sense that you would be unwise not to sign up to it. Not only are you going to be saving money against other hospital plans, but you will also be able to save money elsewhere thanks to their rewards scheme. In addition to which, you will be covered by the hospital plan for the costs of hospital treatments, and staying in hospital, which is something that can add up to a tidy sum of money for even a short stay.




Finding the Cheapest Medical Schemes South Africa

4007496605_d7d83870b4When searching for the least expensive medical schemes South Africa, you will need to consider how much money you are going to save, versus the amount of coverage that you could be sacrificing. So long as you understand your needs and requirements, you should be able to choose from a number of low cost healthcare plans. In this article, we will take a more in-depth look at how you can save money on your private medical aid scheme, whilst at the same time, not compromising the amount of medical cover you receive in return for your monthly premiums.

Before you start the search for cheaper medical aid plans, you should first figure out how much money you have to spend on your monthly premium. Just because a healthcare plan is cheaper than the rest, does not mean that it is a good plan. It could transpire that there are a lot of gaps in the coverage, and therefore, you could be paying a lot of money for a medical aid scheme that does not really cover you for the things you need it to. So, it is vital that you make preparations to determine just how much money you can afford to pay each month for your medical aid premiums.

The next stage on the process of acquiring cheaper medical schemes in South Africa is to make sure that you fully understand what sort of medical cover you and your dependants are likely to need. Therefore, you must ensure that the healthcare plan that you sign up for has enough provision to cover you and your dependants should they fall ill.

The basic level of cover that most medical aid companies in South Africa offer is the hospital plan. These hospital plans only cover the costs of treatment and transportation to hospital, so they will not cover everyday medical expenses. They are ideal for people that do not have enough money to spend on the more detailed medical aid plans, as well as those people that wish to be covered against hospital expenses.

Hopefully, this article will have given you some ideas of what you need to do and what you should avoid doing in order to find inexpensive medical schemes South Africa. Finding the right medical aid scheme can be difficult, and trying to find a cheaper healthcare plan is even more complicated and time consuming.



What You Need To Know About The Medical Aid Schemes South Africa Has To Offer

The only way to soften the blow of high medical bills is to make sure that you are a member of a medical aid scheme. There are currently a large number of companies all offering medical aid schemes South Africa, and many of them have more than just one healthcare plan from which to choose from. Finding the right medical aid scheme will depend on your current, and possibly, future circumstances, as well as your current financial situation. This is due to the fact that a lot of medical aid companies will offer a broad range of healthcare plans that will vary in the amount of cover they provide, and the more ailments and medical conditions that are covered, the more expensive the monthly premiums.

At the lower end of the list of medical aid schemes South Africa, comes the hospital plan. These plans are also known as entry-level plans, and they are ideal for those people on low incomes that just want to know that they are covered against the costs of treatments in a private hospital. Most medical aid providers offer hospital plans that do not have a limit to the amount of cover they provide, however, some do, so it is worth making sure that you are not going to be left with finding money to pay for a prolonged stay in hospital.

Even though a hospital only plan may well suit those people that are young and in good health, for those people that are getting on in years, or who have children to care for there is a need for far more medical coverage. A more comprehensive medical aid plan is ideal in this situation. Although, it has to be noted that the more comprehensive the healthcare plan, the more it will cost.

It is important to find the right balance between cost and level of cover, and just because you are a member of a medical aid scheme now, does not mean that your healthcare plan is going to be suitable for you in the years to come. It is therefore important that you regularly check your medical aid scheme to make sure that you are getting the level of cover that you need, as well as making sure that you are not paying for medical aid schemes South Africa that you no longer have a need for.

Medical Aid South Africa for Children

4182291013_fc4106bde3A lot of medical aid South Africa companies offer medical aid packages that cover the cost of medical treatments for children. If you already belong to a medical aid scheme and you do not currently have a child, then most medical aid providers will offer you the opportunity to add a child to your medical aid scheme. If your medical aid provider does not allow for adding a child to your Medical Aid South Africa Scheme, then it might be time to look elsewhere. Even though it is possible to take out medical aid for a child separately from you, this may well cost you more money in the long term, rather than adding them as a dependent child on your existing medical aid scheme. In this article, we will take a look at medical care for children in South Africa.

If your medical aid plan is a hospital plan, then it is likely that your child will be covered for the expenses of medical treatment that they may need, so long as you have added them onto your policy. A lot of medical aid South Africa schemes will differ in the level of cover that they provide, so it is worth checking your policy in relation to medical costs with regards to the treatment of a sickly or injured child.

The more comprehensive the medical aid policy, the more it will cost, however, the more comprehensive medical aid schemes will often cover every day medical expenses, such as visits to a doctor or dentist, as well as the associated costs of hospital treatment. It is advisable to belong to a medical aid scheme, which has provision for cover for children, due to the fact that children are by their very nature, more prone to accidents and illness. Most children have mishaps in the home, or at school, as well as having a higher risk of catching the many childhood diseases once they start school, so having cover for day-to-day medical expenses makes sense.

Hopefully, this article has given you some idea of how important it is to have a medical aid scheme that covers you and your children. The costs of treatment for children can soon mount up to a tidy sum, and it is vital that you are covered against vaccinations and other treatments that they may need during the most vulnerable times of a child’s life.

Medical Schemes in South Africa

ID-100148654Every single citizen of South Africa is entitled to become a member of one of the many different medical schemes in South Africa. Healthcare in South Africa is split between private and public healthcare facilities, and for those people that rely on the public health facilities, they often have to travel long distances, as well as putting up with the long waiting times for treatments. Public healthcare facilities are notorious for being overstretched due to the vast amount of people that are looking to make use of them.

In order to overcome long waiting times, and having to travel long distances, a lot of people are taking a closer look at private medical aid facilities. There are plenty of medical schemes in South Africa to choose from, and their primary goal is to take away the financial burden of receiving medical treatment at a private hospital or healthcare facility. Medical costs in such places can be prohibitive to a number of people, and those people that are not currently members of a medical aid scheme would be expected to pay for their treatments out of their own pocket.

Healthcare plans, such as the ones offered by the numerous medical aid providers in South Africa have been around for a number of years, and some medical aid companies go back generations. With so much choice on offer, it is vital that new members choose the right healthcare plan to suit their needs and requirements, as well as their budget. Recent government regulations have stated that no one should be denied a place on a medical aid scheme, even if they have a chronic or long term illness, such as cancer or HIV. This has had the effect of raising premiums in some cases, so it is important to shop around for the best deal among medical aid providers.

Medical schemes in South Africa come in a number of different guises, and they start from the basic hospital plan, to the more comprehensive plans which cost more, but they cover a broader spectrum of ailments, conditions and treatments. The one you choose should come down to a number of factors, such as how much you can afford to pay each month, as well as your age, lifestyle and circumstances, in addition to any pre-existing medical conditions you may have. You will also need to take into account any history of illness or diseases in your family.





Medical Aid Schemes in South Africa for Pensioners

ID-10044304It is a sad fact of life that as we get older we are going to need much more medical attention, and therefore there is no greater need for you to be a member of a medical aid scheme than when you are a pensioner.

Medical Aid Schemes in South Africa can be very useful for people of pensionable age in order for them to get quick and regular access to a GP and medication. Belonging to a medical aid scheme that covers all of that, as well as hospital expenses and chronic illnesses can bring a lot of peace of mind to people in their twilight years.

Even though there are not many medical aid schemes specifically for pensioners, a lot of medical aid providers offer a wide range of healthcare plans that will suit a number of different lifestyles and circumstances. Not only that, but a lot of medical aid companies, will allow you to add extras to your healthcare plan, depending on your specific needs and requirements.

It is much better to become a member of a medical aid scheme as soon as you can, and if you have left it until you are of pensionable age, then you might find that there are a number of restrictions and limitations to your policy. Most medical aid schemes in South Africa have a probationary period for new policy holders. This probationary period typically lasts for around 3 months, and is standard practice amongst medical aid companies. This is so that the medical aid company does not have to pay out for any treatments and medical expenses prior to receiving a number of medical aid premiums from the new member.

In order to find the best medical aid provider, it is advisable to look at a number of different medical aid company websites, or better still, a medical aid comparison website. A medical aid comparison website will allow you to enter essential information about yourself, and in return you will get a list of some of the best medical aid providers that offer healthcare schemes suitable for your needs.

Medical Aid Schemes in South Africa for pensioners is not too difficult to find, so long as you know where to look and have made a list of treatments and coverage that you require before you sign up to a medical aid scheme.