The Difference between Private & Public Medical Aid
Public medical aid in South Africa is there for those people that need it and for those that really cannot afford to join a medical aid scheme. Nonetheless, the service is often slow and of poor quality, and if you can find the money each month to pay for even a basic hospital plan through a medical aid provider, then this is going to make such a big difference to you when you do fall ill, that you will wonder how you managed without it.
Private medical aid in South Africa will allow you to see a doctor of your choosing, give birth or receive treatment in a hospital of your choice, as well as allowing you access to dental or optical specialists without long waiting times.
A lot of people that do not have medical insurance often question the benefit of belonging to a medical aid plan. Yet belonging to a medical aid scheme allows you much more choice when you do become ill. Medical Aid in South Africa is currently split between public and private healthcare facilities. If you belong to a private medical aid scheme, you will be entitled to use privately owned medical facilities, which will offer you shorter waiting times and better care. Without a medical aid plan, you will be reliant on the very basic services offered by public healthcare facilities, and as these are overstretched at the best of times, you may have to wait for a long time to be seen.
With any luck, this article has given you a rough idea on how important it is to join a medical aid scheme. The benefits far outweigh the negatives, and it really can make a difference to your life when you need medical treatment.