The Momentum Health Medical Aid Scheme

ID-100102443There are two main types of private medical aid scheme, and they are the open and closed variety. A closed medical aid scheme is only available to membership for people that belong to a certain company or profession, whereas an open medical scheme is available to everyone, regardless of their occupation or circumstances.

Medical aid schemes are not something entirely new to the people of South Africa, and in actual fact, one or more medical aid companies can trace their history back through the decades. For those people that are already a member of a medical aid scheme, they are already reaping and enjoying the benefits of belonging to a medical aid scheme. One of the benefits of belonging to a medical aid scheme such as the one provided by Momentum Health Medical Aid, is that they do not have to wait for a long time to receive a diagnosis or treatment. Public healthcare facilities are overcrowded and under staffed at the best of times, as well as being poorly funded, yet due to the fact that only around a fifth of the South African population belongs to a medical aid scheme, public health facilities are the only choice for a lot of people.

If a person does not keep up to date with their monthly payments for their medical aid scheme, a medical aid company are allowed to terminate the cover immediately. In a closed medical aid scheme, there is also the chance that an employee will have their membership terminated when their employment ends. Although, it can be arranged by some closed medical aid providers that a medical aid scheme can be transferred to another, open medical aid scheme, such as the one offered by Momentum Health Medical Aid.

Most medical aid providers are non-profit organisations, which means that all premiums paid to the company are to be used to cover the costs of the treatments of their members. In addition to this, all medical aid schemes are regulated by the South African government, so they are one of the safest ways to gain access to private medical treatments.

Hopefully, this article has given you a few pointers as to why you need to be a member of a medical aid scheme such as the one offered by Momentum Health Medical Aid, which is one of the most trusted and respected medical aid providers in South Africa.