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Have you and your family finally decided that it is time to start searching for a quality medical aid scheme that will help you not only in emergencies but with general medical assistance? If you are one of the many South African residents that have not yet signed up for a quality medical aid scheme, then it is a good time to start exploring your different options. With a quality medical aid scheme in place you and your qualifying dependants can get the assistance that you need with basic medical cover, as well as have something in place should an emergency strike that requires medical treatment or hospitalization. Hosmed medical aid offers three different options not only to civil employees but also now to members of the private sector.
The number one priority with Hosmed medical aid is the overall health and well-being of all of its members. Regardless of any pre-existing medical conditions, chronic illnesses, or even HIV and AIDS, the staff with Hosmed wants to ensure that all of your needs are covered. It is because of this that they have created three different medical aid options from which to choose. They are the Hosmed Step option, Hosmed Value option, and the Hosmed Plus option. Although the different benefits that each of these medical aid plans offer, the focus is always on providing the members with the medical treatments, services, and access to the medical facilities that are required to obtain each of these services.
The plans start with the basic plan, the Hosmed Step, which is also the most affordable option. It provides basic coverage, which includes admittance into the major hospitals and medical facilities in the state. Admittance into these facilities does require obtaining a pre-authorisation slip. Chronic medical conditions are covered by this plan, including help with HIV and AIDS. If you are someone that needs help with obtaining over the counter medications, that is one service not provided by this basic plan, however, the other plans do offer this service.
As you progress with the different options, Hosmed medical aid gives its members additional benefits to help them with the cost of medications, access to various forms of treatments, therapies, and services. Dependent upon the plan that is chosen, members will have assistance with dental cover and a broad spectrum of other medical services. For the most comprehensive medical aid services, the best option is the Hosmed Plus option. This plan offers the most cover for yourself and the qualifying members of your family.
If you have not purchased a medical aid plan yet, then it is time that you look into your options. Do not be left without the coverage you need for standard medical assistance or for medical assistance required from medical emergencies.
Unexpected illnesses can strike at any time, and whilst you are trying to concentrate on getting better, the last thing you need, is the worry about paying your medical bills at the end of the treatment. Medical bills can be costly, and if you require a lot of treatment, the costs can quickly add up into a tidy sum. You can offset the potential costs of medical treatment by signing up for a medical aid scheme.
There are many different medical aid companies in South Africa, and they all have various medical aid schemes available. These all offer a number of varying degrees of coverage as well as varying in how much you need to pay in monthly premiums. However, if you are an employee of the South African government, you can sign up for their medical aid scheme which has been especially tailored to meet the needs of government employees.
The Government Employee Medical Scheme (GEMS) was founded in 2005 and it was formed in order to provide quality healthcare coverage for the employees of the South African government. GEMS offer a wide range of different levels of healthcare, five in fact, and these are called: Emerald, Ruby, Onyx, Beryl and Sapphire.
Before the Government Employee Medical Scheme was launched, a large percentage of government employees found the costs of signing up to a healthcare scheme too expensive. It was with this problem in mind that the government decided to offer a closed medical scheme for its employees, so that they and their loved ones could receive the medical attention they require, whenever they need it, at a price they could afford.
The introduction of GEMS was seen by many as a necessary step in order to help public service employees to have access to medical treatment which is often too expensive. By setting up the GEMS medical aid scheme, the South African government was also showing private companies, that they could also commence a closed medical aid scheme for their staff.
People who sign up for one of the GEMS medical aid packages will have access to a wide range of healthcare providers such as dentists, doctors, optometrists and pharmacies. All of the healthcare providers who have signed up to provide medical assistance to GEMS members, have agreed to provide healthcare at an agreed price so that there is no extra cost to the patient. Members of the two most popular schemes, Beryl and Sapphire, will be able to spot the GEMS logo in the window of the healthcare providers, so it is easier for the patient to recognise them.
As you can see, as a government employee, it makes sense to sign up to the GEMS healthcare scheme, in order to make sure that you and your family receive the best medical treatment available.
Founded in 1999, the Netcare Medical Scheme is there to provide assistance with the costs of medical care for Netcare employees and their dependants. It is a closed scheme that is only available to Netcare employees and their families, and as an employer, Netcare performs a crucial and helpful function to the policy. This helps to protect the companies workers when they are suffering from the debilitating effects of injury and illness, and helps to put their mind at ease regarding their medical bills.
Unfortunately, illness and injury can happen at the most inconvenient times, and quite often without any prior warning. That is why it is a good idea to make sure that you do not have to worry about the costs of your medical bills by joining a medical aid scheme, such as the one offered by Netcare. When illness and injury happens, the last thing you want is to have the added stress and anxiety that is associated with the sometimes hefty medical bills that come at the end of a course of medical treatment. Worrying about medical bills is not something that you should have to concentrate on when you are trying to get better from your illness or injury.
Of course, you are quite entitled to keep with the state run medical schemes; however, there are a number of disadvantages to these government run schemes. More often than not there is a limit to the amount of medical attention you can receive when you are ill. In addition to this, the quality of medical treatment you could receive may not be up to a good enough standard, and this can cause problems later on. However, when you are an employee with Netcare, you will know that you are going to get the best possible medical treatment available when you need it most.
Netcare Medical Aid offers its members the chance to avoid costly medical bills if and when they succumb to injury or illness. Some of the ailments that are covered include, transport to hospital by ambulance, stays in hospital, prescription medicine, treatment by doctors and specialists as well as help with after care services such as physiotherapy.
Other treatments that can prove to be costly include dental treatments including dentures, optical problems such as eye tests, glasses and eye operations. All of these things can be costly; however, the Netcare Medical Aid scheme can lessen the financial impact of these medical issues.
As you can see, there are many benefits to signing up with the Netcare Medical Aid scheme as opposed to not having adequate medical cover; least of all you can concentrate on your recuperation rather than worrying about how you are going to pay your medical bills.
This entry was posted in Medical Aid and tagged Disease, First aid, Health, Health care, Health insurance, Medicine, Netcare, Therapy on by Jackson.809class="post-809 post type-post status-publish format-standard hentry category-medical-aid tag-chronic-medicine tag-disease tag-family tag-health tag-health-care tag-health-insurance tag-medicine tag-south-africa"
When an unexpected injury or illness strikes you or a close member of your immediate family, having sufficient health care is crucial in order to expedite recovery. Unfortunately, there are a large percentage of people in South Africa who do not have their own medical care plans, and this is something that can mean the difference between a speedy recovery and a long term illness. There are a number of companies in the republic that offer good quality medical care in a range of different price plans that will suit all budgets.
Transmed Medical Aid is one such company who provide medical care that covers a number of different areas of health, such as dental care and terminal illness care. One of the biggest reasons why people do not have the necessary level of medical cover is that they feel that the costs of the monthly premiums will be out of their reach. However, more and more companies are now in a position to offer affordable levels of medical cover that will suit most budgets. Good quality health care is essential for everyone and that is why companies such as Transmed Medical Aid, offer a range of healthcare schemes for working people and pensioners.
Signing up to a medical aid scheme is the best way to lessen the financial impact of costly medical procedures and treatments for you and your dependants. Becoming the victim of an accident or falling ill can prove costly, and that is especially so if the treatment needs to be completed over a long period of time. State run medical schemes tend to be limited to the amount and frequency of the treatment you receive, and some treatments are not available at all. With a medical aid scheme from Transmed Medical Aid, you know that you are going to receive the healthcare that you need, when you need it most.
A medical aid scheme as offered by Transmed Medical Aid can help you with the costs associated with serious injury or illness, eye exams and opticians expenses, dental check-ups and treatment, dentures, as well as after care needed after illness or injury, such as physiotherapy. All of these treatments can be costly, and the state run health schemes mean that you could end up paying a lot of money for even the most basic treatments. However, with a medical aid scheme, you will have the peace of mind that comes with knowing that you are going to receive the best possible treatment, without the stress and worry associated with large medical bills.
As you can see, there are many benefits to having a personal medical aid scheme, as opposed to simply relying on the one that is provided by the government.
As a serving police officer you will need to make sure that you have enough medical aid cover should the need to claim medical expenses arise. However, finding the right medical aid scheme that suits your needs as well as the needs of any dependants you might have can be quite difficult. There are countless medical aid companies out there who are looking to secure your custom, and most of them have differing medical aid schemes, which can make the task of finding the right one very difficult indeed. In fact, you could find yourself overwhelmed by the shear number of different medical aid schemes that there are available in South Africa at this moment in time.
As a member of the South African Police Service, you know that there are going to be occasions in the future where you may receive injury in the line of duty. That is why, when the worst happens, you need a medical aid scheme that will take away all of the stress and worry that can accompany the threat of high medical bills. That is why, instead of sifting through countless amounts of different medical aid schemes trying to find the one that is right for you, you need to find a medical aid scheme that has been tailored to suit you, as a police officer.
That is where Polmed Medical aid comes in. They are a medical aid provider that is only open to members of the South African Police Service and their families. That means, when you sign up for a Polmed Medical Aid scheme, you know you are going to get the level of cover that you and your family need should you need it. Polmed Medical Aid provides fantastic medical aid benefits to all of its members and their families, and they provide two different levels of coverage. Known as the Lower Plan and the Higher Plan, they both offer a comprehensive range of medical aid benefits for such things as hospital stays and dental procedures.
Polmed Medical aid also provides managed care, and this is a service that is targeted at those people who want to lower the associated costs that come with modern day medical care. Managed care helps people to manage the costs of their cover by helping them to receive the benefits they need whilst keeping a lid on costs.
As you can see, as a member of the South African Police Service, you deserve the best medical cover that you can get, and the medical aid cover provided by Polmed Medical Aid is your best option, so that you and your family receives the very best in medical aid, whenever you need it.
Access to proficient medical assistance is something that should not be understated, yet there are many people in South Africa that do not have access to quality medical care when they fall ill. A lot of people are playing Russian roulette with their health and the health of their loved ones, because they do not have the right medical aid cover. They will often cite the fact that they feel that the premiums that they are expecting to pay for medical cover each month are too high. This may have been the case in years gone by; however, thanks to medical aid companies such as Pharos Medical Aid, there are now a wide range of policies to choose from.
There is an alternative of course, in the healthcare provided by the South African government; however, this can be problematic if you have a serious or long term illness that requires a lot of treatment. The standard of the treatment offered by the healthcare facilities run by the state can leave a lot to be desired, and the waiting times to receive the treatment, does have a tendency to be lengthy. It is problems such as poor treatment and long waiting times that is causing people to begin searching for a private medical aid scheme to assist them with their healthcare requirements.
There are a number of companies who are currently able to provide the people of South Africa medical aid schemes; however, finding the right one that suits your lifestyle and budget can be tricky. Most people who are new to medical aid schemes can end up getting confused when the time comes to compare different quotes from different companies, as some companies only offer one or two schemes, whereas others may offer half a dozen or more.
The people at Pharos Medical Aid offer a number of policies that are tailored to suit the needs of most people, no matter what their lifestyle and budgetary constraints. Pharos Medical Aid offer policies entitled, Rainbow, Footprint and Paladin and they also differ in the amount of coverage they give as they come in Comprehensive, Savings or Hospital plans. Most people will want to try and save as much money as they can on their bills, and medical aid bills are no exception, however, it should be noted that the cheapest option is not always going to be the best one. The chances are that you are going to need to choose a medical aid package that is suited to your current and future needs. This will depend on whether you are a single person or someone with a spouse and family to support, as their medical needs will also have to be covered.
Just when you think that everything is going great in your life, fate has a way of throwing up the unexpected, and this could mean an injury or sudden illness that will require medical treatment. There has been a general rise in the amount of money medical aid costs in recent years in South Africa, and this has the affect of causing more people to face large medical bills after treatment. When you are not a member of a suitable medical aid scheme, you are running the risk of causing poor health and injury to affect your life as well as the lives of your spouse and dependant children.
Becoming a member of a medical aid scheme, such as the one proffered by SAB Medical Aid, will make sure that you and your loved ones are covered against most medical emergencies and treatments. Illness and injury often happen without any prior warning, and it is at times such as these that you will need the peace of mind that comes with knowing that you do not have to worry about large medical bills at the end of it.
Staying in hospital for any length of time, is going to see your medical bills soar and that can add up to a tidy sum that you will have to pay at the end of the treatment. There is also the risk that the treatment will stop because there is not enough money left for it to proceed.
When you sign up to a health care scheme that is offered by SAB Medical Aid, you know that you and your loved ones, are going to get the best possible medical treatment that you deserve. The problem with illnesses is that they can start small and without the necessary speedy treatment they can rapidly get worse that could require a stay in hospital and that can mean a costly treatment. In today’s tough economic times, there are not too many people around who can realistically afford to splash out on costly medical treatments without some kind of assistance.
You will find that there are many different providers of medical aid policies, and each one is likely to offer several policies that vary in price and the amount of cover that they provide. So even if you are on a restrictive budget, you should have no problems in finding one that will suit your needs as well as your pocket.
When you join a healthcare scheme such as the one offered by SAB Medical Aid, you know you are going to get the best possible medical care and attention that you can for the money that you are paying. Plus, you will not have to worry about hefty medical bills at the end of your treatment.
Receiving large and expensive medical bills at the end of a period of treatment is not something which most people would want. However, for a number of people that is exactly what is happening. The reason why they end up with hefty medical bills is because they do not have sufficient medical aid cover that will meet the costs of the treatment they receive.
The main way to avoid receiving expensive medical bills is to join a medical aid scheme that will cover your expenses should you need to stay in hospital. In the recent past a lot of people were put off from signing up to a medical aid scheme for the reason that the monthly premiums were too expensive.
Thankfully, companies such as Afrox Medical Aid are now in a position to offer their members a choice of medical aid package that should suit even those on a low budget. Afrox Medical offer two different healthcare packages, and these are known as the Base Plan and the Diamond Plan, and they are tailored to suit the needs of their members.
The Base Plan is well named, as it offers its members just the right level of coverage in exchange for lower monthly premiums. This plan is ideal for those people who are of relatively good health, single and who do not have any dependants. The Base Plan covers such necessities as, transport to hospital in an emergency, access to a GP as well as help with the costs associated with dental and eye treatments.
For those people who are looking for a medical healthcare policy that covers more than just the basics, the Diamond Plan is the way to go. The Diamond Plan has the added bonus of offering the same great services as the Base Plan, but it will also be more comprehensive in the ailments it will cover the costs of, as well as covering the costs of lengthy and prolonged hospital stays and medications.
Afrox Medical Aid has teamed up with a number of professional healthcare providers in order to let their members to receive the best possible healthcare they can. This means that when you sign up to a medical scheme run by Afrox Medical Aid, you know that you are going to receive the best possible care and aftercare that you can get in exchange for your monthly payments.
As you can see, there are a number of benefits and advantages to signing up to a medical aid scheme run by Afrox Medical Aid. As well as getting the choice of two different schemes, you will have taken away the stress and anxiety that comes from receiving expensive medical bills.
Obtaining a medical aid scheme in South Africa is a big business. With so many different companies offering various different schemes, it can be difficult finding the one that will work perfectly for you and your loved ones. There are different prices and a wide variety of different types of cover and benefits that are offered dependent upon the company that you opt to get your medical cover from. Nampak Medical Aid offers its members some of the highest quality medical benefits while keeping them at rates that are highly competitive. The staff members at Nampak are aware that having medical care in place for normal visits to the doctor, or other healthcare professionals, and having something in place in case of emergencies is vital for the health and well-being of the people.
Nampak Medical Aid has a variety of special programmes in place for each individual member to benefit. Since the staff members, are aware that not all people are in the same physical and state of health these different programmes can help the individual deal with whatever medical ailment they may need special treatment. One of these special programmes is the HIV Management Programme. This programme is in place to help those individuals inflicted with either HIV or AIDS get access to the treatments that they need. The programme is also designed to let members know that they can still live normal productive lives and should be able to without being subjected to discrimination.
Some of the other programmes that are in place to help members of Nampak medical aid include the maternity programme, the oncology management programme and the renal management programme. They are in place to help with all of the necessary medical treatments, protocols, medications, and general assistance to deal with being in any of these various medical situations. With Nampak members do not have to worry over getting exactly the treatments and assistance they need because they are all established in well put together programmes that address any and all of the patient’s concerns.
Along with the various programmes that are in place, any member that has signed up for Nampak medical aid will benefit from a number of other benefits and forms of cover. There is the treatment in place for hospital stays, emergency medical treatments, as well as assistance with a list of chronic diseases. For those individuals inflicted with one of the listed chronic diseases, they will get the treatment and medications required to help lead a life that is much more normal than without these benefits.
Nampak medical aid is designed with the needs, wants, and emergency medical benefits that individuals need at the most competitive rates available on the market.
Over the years, a variety of different medical aid schemes has come into reality for the health and well-being of individuals living in South Africa. Hosmed medical aid is one of those companies that offer different medical cover options. This organization was originally created to provide cover to the local and provincial government employees but over the years that has changed. Today, not only can individuals in civil service acquire policies with Hosmed, but individuals from the private sector can also benefit for the different medical aid schemes that are offered. With a current membership that totals over 34,000 members, with the opening up the various policies to the private sector the number of individuals that benefit from the plans Hosmed has available those numbers will only increase.
What plans does Hosmed offer its members?
There are three different plans that individuals can choose from when opting to sign up with Hosmed medical aid. The three plans are the Hosmed Step option, Hosmed value option, and Hosmed plus option. Each of these three plans offers members a number of different services and treatments for dealing with not only medical emergencies but also standard preventative medical care and chronic illness treatment.
The Hosmed Step option is the most basic plan offered to individuals and their families that sign up. With this scheme, members will be able to be admitted to hospitals and facilities that are run by the State. There is the requirement of getting a pre-authorisation slip prior to being admitted. Additional benefits with this plan include assistance with chronic illnesses, HIV and AIDS. With HIV and AIDS, there is a requirement for enrolling in the HIV management programme. Furthermore, additional sign ups can be necessary for air, road, and ambulance services. One key factor to keep in mind with this cover plan, there is no coverage in place for things such as mental health, over the counter medications, as well as remedial and other therapies.
The Hosmed Value option, like the Hosmed Plus option, features all of the coverage provided by the Step option, but with an assortment of additional benefits. With the Hosmed Value option, you get the added benefit of over the counter medication being covered. Furthermore, there is cover in place for mental health, sterilization, limited dental services, and different forms of therapy. When it comes to get the most comprehensive plan from Hosmed medical aid, then Hosmed Plus is the option that you and your family needs. Hosmed plus is a comprehensive plan that covers all of the medical benefits that you and your family may need.
Hosmed medical aid is a great option for those individuals that need a variety of different cover while staying within their budget.
