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Established for the employees of Media24, their affiliates, as well as their qualifying family members, Naspers medical aid provides quality medical cover for all potential medical issues. With this company, this medical cover was not something that was a suggestion, but signing up for one of the plans was compulsory as employees. By making this a rule, employees were guaranteed to be covered for not only standard treatments and diagnosis but also were provided with the necessary cover needed in the case of medical emergency.
Naspers medical aid has a unique distinction with respect to membership limitations and cancelling of medical aid plans. There are times when for whatever reason, whether it is an illness or possible permanent disability that a member is no longer able to continue his or her job. In many cases, if maintaining a job is a requirement for keeping the medical aid scheme that the member has, the inability to perform that job could result in the loss of medical aid. In the case of Naspers, if an individual loses their job, there are circumstances in which they can still keep their benefits. If a member is reassigned to a different job in the company, they are also able to keep their medical aid. With relation to retirement, employees and their dependents are still able to maintain their cover, even after they have quit working. The last unique feature for this medical aid is the fact that, if a policyholder passes away, the qualifying family members of the deceased can still keep the medical aid plan that has been purchased so long as the payments are maintained.
The two plans that employees and their family members can select from are the N Option Plus and the N Option Basic. Of the two plans, the N Option Plus is the most comprehensive medical plan of the two offering a variety of benefits the N Option Basic does not. Both of these plans have one common and prominent feature between the two, and that is they both have the Chronic Illness coverage, that many people need. Some of the chronic illnesses that are covered include asthma, diabetes, glaucoma, epilepsy, and rheumatoid arthritis. There is an additional disease list that is only covered by the N Option Plus plan, these include Psoriasis, clinical depression, Alzheimer’s disease, and chronic back problems. Additional coverage is related to hospital stays, medicines, coverage for emergency services when accidents occur and a variety of other testing that may be required.
If you or your family members work for Media24 or their affiliates there are two plan options that you can choose from with Naspers medical aid. Both of these plans offer a variety of basic services. Of the two, N Option Plus is the more comprehensive of the two. Whichever plan you choose for you and your family, it is better than having no plan in place when medical issues arise.
When you need urgent hospital treatment, it is good to know that you have a medical plan that is going to cover you for that eventuality. However, a lot of medical plans do not offer the necessary reimbursements that people need when they have had to endure a lengthy stay in hospital. Let’s face it, no one likes the idea of having to stay in hospital, and although we are grateful for the care they provide, given the choice no one would want to stay any longer than they had to. That is why it is important to have sufficient healthcare coverage from your medical aid policy, in order to have one less thing to worry about when you have been hospitalized.
A hospital plan from Bonitas will provide that security that you need, so that you know you are not going to have to face the prospect of your hospital care being terminated before it has been completed. Bonitas offer a number of different hospital plans, five in fact, that have been especially tailored to offer something for everyone, no matter what their age, lifestyle and financial situation. No matter if you are restricted in your budget, or whether you can easily afford the higher monthly payments of a comprehensive plan, there is a Bonitas hospital plan to suit you. It is because of this variety in the amount of healthcare policies that they provide, that has seen Bonitas become the second largest and longest serving medical aid provider in South Africa.
The five policies that Bonitas offer are known as, Bonsave, Standard, Primary, Boncap and Bo Comprehensive, and they all offer something a little bit different. For those people who are still young, free and single and in good health, the Boncap option is often the most popular, as it is a policy that meets the basic needs such as access to a GP and preventative care and medication.
For those people who are on a tight budget but who still want a good healthcare package, the Bonsave option is going to be right for them. However, those people who need a lot of medical assistance and who may be suffering from a chronic ailment, then the Bo Comprehensive package is the way to go as this is the package that covers multiple and lengthy stays in hospital.
The Bonitas Hospital Plan schemes all provide varying degrees of hospital coverage, and they also differ widely in the cost of the premiums that you are going to have to pay each and every month. However, there is a good solid selection of hospital plans, and there is bound to be one that will suit most personal situations.
When you think about your life, what is the most important thing you have? You might stop and think that perhaps it is your home, a car, or your other material goods. In truth, the most important and most valuable thing in your life is not only your health, but also the health of those that you love and care for. It is for this very reason that it is important that you do everything in your power to take care of your health. As beneficial as eating healthy and being active can be to your overall health, there is still more that you need to have, and do, to ensure the health of your family and yourself. One of the best ways that you can do that is by getting a quality medical aid scheme, such as LA Health Medical Aid.
LA Health Medical Aid has been around for years with the sole purpose of keeping the people that use any of their plans, healthy and covered in case of an emergency. Emergencies are one reason that so many people should have medical aid in place. Everyone is aware that people can get sick on occasion. Sometimes, however, things can occur in our lives where we get into some sort of accident or situation where our health and well-being, is put in jeopardy. Without a quality medical aid scheme in place, when these unexpected accidents and illness occur, you can be left without a means to pay for the treatment that is needed, or be left with incredible bills that leave you drowning in bills. This cannot only affect your ability to function but to be successful with your life because you are constantly stressed.
Do not live a life that is filled with stress and uncertainty over what you are going to do when you or one of your dependents get into an accident or fall ill. Select one of the different plans that LA Health Medical Aid offers and you can rest easy in the knowledge that you are covered. If you need to find a new medical aid scheme for your family, you can select from LA Comprehensive, LA Core, LA Active, LA Focus, and LA KeyPlus. Each of these plans offer cover for chronic illnesses, hospital stay coverage, and an assortment of over benefits. To determine which of these policies offers you exactly what you and your family need look closely at each of the policies.
If you have a family, or if you are a single individual and you want to ensure that in times of medical emergencies you are covered than consider getting a quality medical aid scheme that will be there to assist in times of need.
Over the years, a variety of different medical aid schemes has come into reality for the health and well-being of individuals living in South Africa. Hosmed medical aid is one of those companies that offer different medical cover options. This organization was originally created to provide cover to the local and provincial government employees but over the years that has changed. Today, not only can individuals in civil service acquire policies with Hosmed, but individuals from the private sector can also benefit for the different medical aid schemes that are offered. With a current membership that totals over 34,000 members, with the opening up the various policies to the private sector the number of individuals that benefit from the plans Hosmed has available those numbers will only increase.
What plans does Hosmed offer its members?
There are three different plans that individuals can choose from when opting to sign up with Hosmed medical aid. The three plans are the Hosmed Step option, Hosmed value option, and Hosmed plus option. Each of these three plans offers members a number of different services and treatments for dealing with not only medical emergencies but also standard preventative medical care and chronic illness treatment.
The Hosmed Step option is the most basic plan offered to individuals and their families that sign up. With this scheme, members will be able to be admitted to hospitals and facilities that are run by the State. There is the requirement of getting a pre-authorisation slip prior to being admitted. Additional benefits with this plan include assistance with chronic illnesses, HIV and AIDS. With HIV and AIDS, there is a requirement for enrolling in the HIV management programme. Furthermore, additional sign ups can be necessary for air, road, and ambulance services. One key factor to keep in mind with this cover plan, there is no coverage in place for things such as mental health, over the counter medications, as well as remedial and other therapies.
The Hosmed Value option, like the Hosmed Plus option, features all of the coverage provided by the Step option, but with an assortment of additional benefits. With the Hosmed Value option, you get the added benefit of over the counter medication being covered. Furthermore, there is cover in place for mental health, sterilization, limited dental services, and different forms of therapy. When it comes to get the most comprehensive plan from Hosmed medical aid, then Hosmed Plus is the option that you and your family needs. Hosmed plus is a comprehensive plan that covers all of the medical benefits that you and your family may need.
Hosmed medical aid is a great option for those individuals that need a variety of different cover while staying within their budget.
When you think of gems, you think of something of quality that is worth something of value. That is an extremely fitting way of thinking when it comes to GEMS medical aid. GEMS medical was created with the needs of public service employees and their dependants in mind. Taking care of the health and well-being in government employees and their families became a priority. As before the creation of GEMS, there were many things that these employees and their families were lacking with regards to medical health benefits.
What problems did these employees face prior to GEMS?
Prior to the creation of this medical aid many public service and government employees were faced with, most importantly, the inability to afford any type of medical aid covers for themselves and their families. Obtaining medical aid was difficult because the costs of most medical aid schemes were getting increasingly more expensive. There was also the fact that those with medical aid schemes were not getting their monies worth. Another key point is that most medical schemes did not take into consideration the unique health benefits that some individuals need. With the creation of GEMS medical aid, things changed for government employees and their families by way of finally having access to quality affordable medical cover.
GEMS medical aid consists of five different medical aid schemes for government employees. These different benefit plans are sapphire, beryl, ruby, emerald, and onyx. Each of these different plans provides a variety of different services and benefits to the plan holders and their families. The different benefits offered by these programs include a variety of different programmes and management services. Some of these different programmes include chronic medicine and maternity, while simultaneously offering out-of-hospital benefits and assistance with both acute medicine and chronic medicine formulary. There is also dental, hospital, oncology, optometry, and hospital management in place for the benefit of GEMS plan members.
With a GEMS medical aid plan, government employees and their eligible family members can enjoy a host of benefits. One of the leading benefits to opting to go with GEMS is the affordable rates at which cover is provided. When it is necessary to make a claims payment, they are made promptly every fortnight. Various programs are in place that helps with different illnesses and diseases; this includes a disease management program and an HIV/Aids management program. Both of these programs are in place to help with a variety of factors, which include costs of on-going treatment, and management of treatment.
For government employees’ having affordable and comprehensive medical cover is now much easier thanks to the creation of the GEMS medical aid. Members can have all of the medical benefits their health requires while not paying excessive fees to get it.
No one wants to admit it, but there are times in everyone’s life where he or she is going to need some type of medical assistance. There are times where you or your family members may fall suddenly ill and require emergency assistance. There are also those rare occasions, where because of some sort of accident that there is a need for emergency medical care. In some of those cases that can lead to a need for hospitalization. Whether you or your family members come down with a simple cold, or there is a medical emergency, it is extremely important that you have some type of medical aid scheme to cover the costs of whatever is required to get your health back to where it should be. When it comes to providing the medical care that you need, for emergencies and preventative measures, Netcare medical aid offers a broad spectrum for their members and qualifying dependants.
When it comes to helping you take care of your health, and those that you love, Netcare medical aid offers a comprehensive range of services for your entire family. Since our staffs is aware that you and your family may need assistance with a host of different medical, dental and optometry issues, we have services ready. We want you to be aware that your health is our number one priority and because of that, if you have questions or concerns related to any issue, we are there with state of the art equipment, highly trained and skilled doctors, specialists for a variety of medical treatments and procedures. Your health is always our number one priority. The team at Netcare medical aid are also aware that besides the traditional forms of medical treatments and procedures, and preventative medicine that you need, there are times when other medical services are needed. It is for this reason we have information and offer assistance with transplants, renal care, and any other medical emergency that may arise.
Taking care of your health and the health of your family requires more than simply eating right and exercising. It also requires having regular visits to doctors, optometrists, and dentist to protect the well-being of your eyes, teeth, and entire body. Having quality preventative medical care in place can help either stave off, or diagnose diseases or medical problems early. Another important reason to have a quality medical aid scheme like that offered from Netcare medical aid is the security of knowing that if an emergency happens and you are in an accident you will have the coverage you need. Do not be left in a position where you are without the help you or your family needs, get a quality medical aid scheme today.
This entry was posted in Medical Aid and tagged Family, Health, Health care, Health insurance, Medical emergency, Medicine, Netcare, South Africa on by Jackson.721class="post-721 post type-post status-publish format-standard hentry category-medical-aid tag-chronic-medicine tag-health tag-health-care tag-health-insurance tag-medicine tag-preventive-medicine tag-south-africa tag-south-african-police-service"
Those that devote their time, energy, and lives to protect the well-being and safety of the rest of the populous need to know, should something happen to them, while on duty or off, that they are covered medically. The South African Police Service is an incredibly important group of people who need to have the assurance that their medical needs are covered. In order to ensure that they are taken care of, as well as their dependants, there is POLMED medical aid. This medical aid scheme is specifically for this group of individuals who spend their lives looking after others and enforcing the law. Unlike other medical aid schemes that are offered in South Africa, this is a closed medical aid scheme only for the employees of the South African Police Service (SAPS) and their families.
Designed to provide the absolute best services for employees of the South African Police Service and their dependants, POLMED medical aid offers a wide variety of different services. There are services set in place that are strictly there for preventative care purposes. If individuals are able to have regular check-ups and other care, such as access to dental care and optometrists, potential problems can be avoided, or damage can be reduced. POLMED also has in place coverage for those that plan to get, or are pregnant, along with treatment and care for chronic medical problems, as well as a Confidential HIV Risk Management Program.
Unlike other medical aid schemes available, POLMED medical aid has the POLMED 60+ club for its members. This Club was designed with one goal in mind, to educate the older generation on how they can approach aging. The club offers information that can help with empowering members on how it is possible to age in a healthy way. It helps them learn how to cope with the various illness and diseases they can suffer from as they age. Finally, it also teaches the older generation to enjoy this later stage in life and all of the opportunities that come with it, instead of approaching aging with a negative attitude.
In addition to the programs established for the elderly, and all of the preventative care programs in place, POLMED Medical aid also offers the security that individuals need on the occasion that the unexpected accident or medical problem arises. If there is a need for hospitalization or emergency treatment with POLMED, there is no need to worry about how you are going to get the treatment that you need or how those treatments are going to be paid for by you and your family. If you or a member of your family is with SAPS, POLMED is the ideal medical aid programme for you and your family that will afford you peace of mind.
Health and well-being are key to a happy life. Without good health, and the medications needed to take care of the chronic illnesses that you or one of your dependent family members may have, life can be much more difficult than it needs to be. One of the best ways to ensure that you and those that mean the most to you are taken care of, should an illness or accident strike, or if a chronic illness exists, is to have a quality medical aid scheme that will afford you with the ability to get the health and treatment when you need it. A quality medical aid scheme will also offer a number of preventative health services so that you can stay as healthy as possible and potentially avoid, a serious illness.
If you have not signed up for a medical aid scheme then now is the time to look into Transmed Medical Aid. They are dedicated to not only providing you and those you love with quality medical assistance should a medical emergency occur, but they also offer programs and services that will help you and those you love stay as healthy as possible for as long as possible. For they are aware that one of the best ways to stay healthy is not only living a healthy lifestyle which includes diet and a healthy diet, but it also includes normal and regular visits to your doctor for the purposes of preventative measures. It is because of this need to look after the health and well-being of all beneficiaries that Transmed Medical aid has created the Eldercare Programme.
Transmed created this programme for the benefit of those individuals that are over the age of 60. This programme serves a number of different purposes. The main goal of the program revolves around three different things. These three things are:
Providing information on healthy aging
Education that helps teach individuals how to deal with the illnesses and diseases that can the elderly may have
Encouragement for the elderly to enjoy the later stage of their life and all of the opportunities that comes with getting older.
In order to achieve these goals the Programme offers a few benefits to members and their dependant beneficiaries. These benefits include the following:
A regular newsletter that provides information on aging and healthy living
Opportunities to attend special events and health days
Easy access to medical information that can help you manage your health appropriately.
A webpage for communication with other members of the Eldercare programme as well as online activities
With Transmed medical aid, taking care of your family’s health and well-being doesn’t stop at medical treatment, it also includes programmes, such as the Eldercare programme, that offers that extra help for a great quality of life, even well into the older years.
Bonitas hospital plan is one of the most popular choices when it comes to choosing a medical aid provider. This is largely attributed to the fact that they are a non-profit group and their sole reason for existence is to offer benefits to members and their beneficiaries. This means that rather than looking to earn as much as they can, Bonitas hospital plan is intent on serving members’ best interests through value for money and top quality services. Let’s take a look at the top ten reasons why you might want to consider Bonitas as your medical aid scheme.
Bonitas Hospital Plan Offers Value For Money
Times are tough all over at the moment and that is one of the things that the Bonitas Hospital Plan takes into consideration when setting their price tariffs. They are highly dedicated to offering benefits which present value for money without sacrificing the level of care offered. Costs are kept low to make healthcare accessible to all.
Special Rates For Larger Families With Free Child Cover
When you have a big family, everything is more expensive – especially keeping everyone healthy. That is one of the reasons why Bonitas hospital plan offers free medical cover for the 4th and all subsequent children named as beneficiaries on the medical aid.
Affordable Healthcare For Student Members
Getting a college education is an expensive business. Every little helps and students are always on the look out for some really great deals. With Bonitas, all full time students under the age of 24 years will only be required to pay the child rates for their medical cover to make it a little more affordable.
Bonitas Hospital Plan Can Offer Financial Stability
Bonitas is the 2nd largest medical aid provider in South Africa and they have a solvency ratio of almost 40%. Considering the legal requirement for solvency stands at just 25% it is plain to see that Bonitas is financially stable and can be trusted to provide steady health care to their members.
High Rates Of Repaid Claims
Statistics show that Bonitas hospital plan pays back around 90% of all claims which is a much higher rate than most comparable medical aid schemes.
Excellent Customer Services
The team at Bonitas hospital plan is renowned for providing excellent customer service at all times, so whether you need help with processing a claim or just have questions about the benefits offered, you are sure to get things resolved quickly.
Solid Reputation Nationwide
Since opening their doors in 1982, Bonitas Hospital Plan have gathered a strong reputation. With more than 30 years of experience and knowledge it is easy to see why around 50% of their customers are large companies such as BHP Billiton, Eskom and Telkom.
Large Network of National GPs
Bonitas have negotiated contracts with over 4,500 doctors all over South Africa. This means that it is less likely that you will need to contribute any of the co-pay.
Benefits When They Are Needed Most
The Bonitas hospital plan offers a range of supplementary benefits which mean that members can access the help they need when it is most important. Some of he additional benefits include maternity cover, oncology care, trauma counselling and personal health advice.
Designed With South Africa In Mind
The Bonitas hospital plan is designed with South Africans in mind. It is not offered to a limited sector of the community, instead it strives to provide plans designed for any family and for any individual regardless of whether they are a construction worker, a stay at home parent or a CEO!
This entry was posted in Medical Aid and tagged BHP Billiton, Bonitas, Eskom, Health, Health insurance, Hospital, South Africa, Telkom on by Jackson.709class="post-709 post type-post status-publish format-standard hentry category-medical-aid tag-chronic-medicine tag-cover-version tag-family tag-health tag-health-care tag-health-insurance tag-medical-emergency tag-preventive-medicine"
Every day we wake up, we have a number of responsibilities that we have to attend to not only for ourselves but also for our loved ones that depend on us. This includes taking care of the home, working, and the list goes on and on. One of the most important things that we need to take care of in order to make sure that our family is ok is our health. Living a healthy lifestyle is an incredible important part of anyone’s life. Living a healthy lifestyle for many individual means eating healthier, getting regular exercise, but it also involves having a medical aid scheme in place to help take care of our health in case a medical emergency of some sort happens.
Pharos medical aid is one company that prides itself on going that extra step to ensure that those beneficiaries of any of their plans are taken care of under any circumstances. Their plans are designed to take care of those individuals with chronic or pre-existing conditions, provide preventative care, and be there when the unfortunate accident or illness occurs at the worst possible moment. It is important, in a world of uncertainty, that you do not risk the health and well-being of your family by not having a quality medical aid scheme in place for not only the emergencies that can occur but also for the routine medical care that you need for preventative measures.
For those of you that are on a tight budget, that do not believe they have the ability to afford any type of medical aid scheme, this is false. Pharos medical aid has options in place for you to help you get the medical cover you need. They know that it can be difficult to get medical cover, which is why they offer a 50% reduction in rates, for those individuals that qualify, that earn less than R7500. The also offer significant discounts to those individuals under the age of 21.
Take the time to look into the different plans that Pharos Medical Aid offers individuals and families. There are three comprehensive plans, the Rainbow, Paladin, and Footprint, the Rainbow Plus with a savings plan, a traditional plan called Methcare, and two hospital plans, the Rainbow primary and the Footprint primary. Once you have determined which of these benefit plans best suits the needs of yourself and your family take the next step and sign up.
If you and your family do not have any type of medical cover, it is time that you look into finding an option that will serve what you need. Do not wait until you or one of your family members has a medical emergency to look for the medical cover you need. Do that today.
