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Access to competent and affordable healthcare is seen as a necessity in these modern times, and that is true in nearly every country across the globe, but none more so than in South Africa. In the past it was a bit of a struggle for those people who are on low wages to join a medical aid scheme as the monthly payments were too high. Thankfully, this is no longer the case, and there has been a recent upsurge in the amount of companies out there, who are in a position to offer affordable medical aid packages for their members. Pharos Medical Aid, is one of those companies, and they offer their members access to professional healthcare, in return for affordable monthly premiums.
For those people who are on low incomes, the medical aid plan offered by Pharos is seen as one of the most suitable, and there is a discount package that offers a discount of as much as 50% of the cost, if the member is earning no more than R7500. In addition to this, those members who have dependents below the age of 21, will also be given some really useful discounts.
Pharos Medical Aid has made sure that the medical aid plans that they offer, are available to everyone, and that those who need a big discount will receive it. That is why Pharos Medical Aid is seen as offering some of the best value for money schemes on the market in South Africa, today.
There are a number of different medical aid packages on offer through Pharos Medical Aid, and they range in price and the amount of medical aid coverage that they provide. One of their most popular medical aid packages is the one called Footprint Comprehensive Medical Plan, as this covers a whole host of different ailments and medical treatment options. Some of the things covered under this scheme include, maternity cover, organ transplant, heart conditions such as arrhythmia, as well as psychiatric treatment.
Other comprehensive medical aid packages offered by Pharos Medical Aid include, Paladin Comprehensive and Rainbow Comprehensive. Both of these schemes cover their members against lengthy hospital stays, with no limit on the amount of days that they can spend in hospital.
As you can see, Pharos Medical Aid offers their members a plethora of different medical aid packages that will suit almost all situations and budgets. That is why Pharos Medical Aid is one of the leading providers of medical aid packages in South Africa at this current time, and why more and more people than ever before, are signing themselves up to one of their schemes, in order to help with the costs of medical treatment.
In order to receive the best medical treatment available, people are faced with having to pay a lot of money for their medical treatment. The cost of most things has risen in the past few years, and unfortunately medical treatment is no exception. That is why it is vital that you are a member of a medical aid scheme that gives you a good level of coverage, whilst at the same time being affordable enough for you to meet the costs of the monthly premiums.
Most people, at some point in their lives, are going to require medical treatment of one level or another, from prescription medication for a short-term illness, to something more serious. That is why you need to think long and hard about signing up to a medical aid scheme, at a time in your life when you are young and healthy. The medical aid scheme offered by SAB is one of the best ones on the market at the moment, as it offers its members a good level of coverage for most medical situations. The best thing about the medical aid scheme offered by SAB is that you do not have to be a high earner in order to gain the full benefits of the scheme. SAB employs some of the best providers of medical treatment to be found in the country, and these healthcare professionals are available to you in exchange for an affordable monthly fee.
It is for this reason, that SAB is seen as one of the best providers of medical aid schemes in the country, and they are renowned for providing their members with access to some of the best medical facilities and healthcare professionals in their area. Another advantage of the scheme run by SAB is the fact that the member can choose which hospital they would like to be treated at should the need arise.
When the worst case scenario happens, and a member of the SAB medical scheme needs hospital treatment, whether as an emergency, or as a pre-arranged appointment, they will know that the expenses relating to this are covered by the scheme.
SAB medical knows that most of their members are worried about the costs of their monthly contributions once they have joined the scheme. It is for that reason, that SAB Medical Aid has taken the time to list all of the details of their medical aid packages on their website. There you will find all the information that you need in regards to the cost of the scheme and the level of coverage you can expect in return. This will help you to make an informed decision in regards to whether you feel that the SAB Medical Aid scheme is the right one for you.
Being in receipt of expensive medical bills, after they have received treatment for injury and illness is something that the majority of people are concerned about when they require medical attention. Unfortunately, this is the exact scenario that many people are facing on a daily basis in South Africa, and they are receiving these large medical bills because they do not have enough cover to pay for their medical treatment.
The best method of avoiding expensive medical treatment bills is to sign up to a medical aid package, that will cover the costs of the treatment you receive. In the past few years, more and more people have been signing themselves up to a medical aid scheme, in order to take the sting out of those costly medical treatment bills. However, there are still a lot of South African citizens who do not have any kind of medical aid cover at all, and they could be putting their health at risk. Most people who have not signed up to a medical aid scheme, state that they cannot afford the costs of the monthly premiums, and that they have to rely on the government run healthcare system.
Because there are so many companies now offering medical aid packages, that the cost of the monthly premiums have fallen dramatically in recent years, and companies such as Afrox Medical Aid, offer their members some very competitive prices on their medical aid schemes. There is a choice of two medical aid packages on offer from Afrox Medical, and they are entitled, Base Plan and Diamond Plan.
The appropriately named, Base Plan, gives its members a good level of coverage, without being prohibitively expensive, and this is the plan that is best suited to those people who are in good health yet want medical cover when they need it. The base plan will cover such expenses as transport to hospital, short stays in hospital, access to a GP and help with the costs of prescription medicine. Members of this plan will also find that they will receive financial help with the costs associated with visits the dentist or optician, as well as any treatment they might need.
The Diamond Plan is the medical aid package that Afrox Medical Care offers to those people who are expecting to receive lengthy or detailed medical treatment, either now or in the future. The Diamond Plan still offers the same basic level of coverage as the Base Plan; however, it will cover the costs of more lengthy stays in hospital as well as covering the costs of prolonged medication treatments for chronic illnesses.
The two medical aid schemes offered by Afrox Medical Aid, endow their members with a good level of coverage against those often unexpected and unwanted medical bills, after all it is your health, so why leave things to chance?
In these modern times, more and more people are leading busy everyday lives, and with this hectic daily schedule, come the increased risk of an accident or illness striking unexpectedly. If the worst case scenario happens to you, then you are going to need to know that you and your loved ones have the chance of getting the best medical care that is available.
It is because of those reasons listed above that you should give serious consideration to joining a medical aid scheme, such as the ones offered by Naspers Medical Aid. They have years of experience in looking after the interests of their membership, and meeting the financial needs of medical treatment and after care. Being ill or injured can be expensive these days, and making sure that you have the necessary coverage for your medical bills, is going to be one less thing to worry about when you are trying to recover.
There are a number of medical aid companies plying their trade in South Africa at the moment, and sifting through all of their various policies and medical aid schemes can be a bit of a chore. However, it is imperative that you take your time to find the best medical aid package that you can for you and your loved ones.
In order to avoid spending too much time sorting through various schemes and policies and comparing them with each other, some medical aid companies limit the number of policies that they offer. Naspers Medical Aid is no exception, and they limit the amount of policies they offer their members, to just two. They offer a basic package and a more comprehensive package for people who can afford to pay more towards their monthly premiums.
The basic package still represents excellent value for money, and it is ideal for those people who are in good health, but want the peace of mind that comes with knowing that they are going to get quality treatment at a medical centre. The basic package will cover the costs of GP visits and basic medical treatments as well as transportation to hospital.
The other medical aid policy that Naspers Medical aid provides is a more comprehensive policy which is ideal for those people who want a little bit more coverage. If someone is suffering from a chronic illness, or they need a lot of medical attention and aftercare, then the comprehensive policy is there to meet the costs of their medical bills. Lengthy hospital stays and hospital treatments mean that medical bills can soon begin to build into a hefty sum of money, and that is one thing that you should not be worrying about when you are trying to recover.
Because there are so many companies in South Africa that are offering medical aid packages, it can be difficult for customers to find one that suits their needs and budget. For the people who are employed by Woolworths, Truworths and Union Risk Management, there is an easier option than sorting through the plethora of information provided by different medical aid providers. The solution to this headache has been provided by the people at Wooltru Medical Aid, and by choosing one of their medical aid schemes, you and your dependants will be able to receive the best possible medical care, whenever you need it. The kinds of treatments and medical emergencies that you can expect to be covered for when you sign up to Wooltru, include transport to hospital, hospital accommodation, surgery and access to prescription drugs.
All of the schemes provided by Wooltru offer their members a wide ranging and comprehensive list of benefits, which have been especially chosen to fit in with their medical aid schemes. When you sign up to a medical aid package offered by Wooltru Medical Aid, not only can you expect to receive the very basic level of medical treatment, but you can also expect to take advantage of the number of different benefits that will aid a whole host of medical ailments.
For those people who are expecting a baby, or who are planning to get pregnant, there is the specifically created maternity scheme. This is a comprehensive scheme which will guide you through every stage of your pregnancy, offering advice and support, as well as what actions you should take should you experience any difficulties.
One crucial scheme that Wooltru Medical Aid offer is called the, HIV Yourlife Programme, and this scheme has been created for those people who have been diagnosed with HIV, in order for them to live a normal life. As well as receiving the medical assistance that they will need, they will also benefit from a strong support team.
The number of different plans that Wooltru Medical Aid provide, also includes help for those people who are suffering from an ailment that is on the chronic disease list, and those people who are members of these schemes will also be provided with the information they need to fight their illness. Not only that, but they will also receive the right level of medication and treatment that they need in order to live as good a life as possible.
As you can tell, there are a number of reasons why you should sign up to a medical aid scheme offered by Wooltru Medical Aid, as they have a wide selection of medical aid packages that are suitable to most people.
If you are employed by a local government agency and you are in need of a comprehensive medical healthcare policy that is there for you when you need it most, then you should consider signing up for one of the policies offered by LA Health Medical Aid.
LA Health Medical Aid has been helping its members to meet their medical costs for over 40 years, and the scheme was launched especially to help local government employees, and their families. All members get to choose from one of five healthcare policies, all of which offer something a little different, and at a cost that is going to be suited to most employee’s financial situations.
The five policies that LA Health Medical Aid provides are called, LA Core, LA KeyPlus, LA Focus, LA Active and LA Comprehensive. All policies are tailored to meet the needs of certain demographics, from the young and fit to older workers and those with chronic illnesses who will require long term treatment. All policies offer a basic level of care; however, they all differ in the amount of cover they provide from one policy to the next.
LA KeyPlus is one of the more popular medical aid schemes provided by LA Health Medical Aid, and this particular policy comes with unlimited trauma and emergency coverage within the LA Health medical network. You will also receive the fastest and best transport to hospital in an emergency, either by road ambulance or by helicopter.
This plan also comes with a comprehensive antenatal care package that covers the entire length of the pregnancy as well as the birth. You will also receive unlimited visits to your GP as well as the costs of tests such as blood tests and x-rays. You will also be covered if and when you need to see a specialist as well as many medications and treatments.
Some healthcare policies have a limit on the length of any stay in hospital, or there maybe a limit on the amount of money used to pay for lengthy hospital stays. Thankfully, with the LA KeyPlus medical aid policy, you will not have to concern yourself with wondering if the costs of a lengthy hospital stay are being covered. With the KeyPlus plan from LA Healthcare, there is no limit on the amount of days you can spend in hospital should a serious or life threatening illness or injury strike you down. You can relax and concentrate on your recovery, rather than worrying about whether your medical cover is about to reach its limit.
As you can see, there are many benefits from joining the LA KeyPlus medical aid scheme, however, if you feel that it is not the right one for you, there are four other options available to choose from.
If you are not currently a member of a medical aid scheme, then you are leaving yourself open to the risk of prolonged illness or injury due to the lack of quality medical care. You may only have started to give consideration to signing up to a medical aid scheme, however, you need to be sure that the medical aid company that you sign up to, is giving you the best value for money.
Some medical aid companies only offer one policy, whereas others could have a large number of medical aid schemes to choose from. To the uninitiated, having to decide on which medical aid scheme is going to give you the level of cover that you require whilst at the same time giving value for money, can be difficult.
With the Hosmed medical aid scheme you get a straightforward choice from three different medical aid policies. Hosmed was founded in 1988, and it began life as a closed medical aid scheme targeted at public sector workers. However, it has recently expanded in to the private sector, and its medical aid policies are now open to everyone. Hosmed offers three unique medical aid policies, and these are: Hosmed Step, Hosmed Value and Hosmed Plus.
The Step scheme is the basic medical aid policy and there are some restrictions to the amount of treatment that you can receive on this policy, however, it still provides good value for money, as does the Hosmed Value policy. For those people who are expecting to need a lot of medical care or who have a chronic illness that needs constant medical attention, then the Hosmed Plus scheme is ideal. However, this policy is the one that costs the most in the premiums you can expect to pay each and every month.
In the past, a lot of people in South Africa had little or no medical aid cover, and they either went without suitable medical care, or else they had to rely on the state funded treatments. However, thanks to companies such as Hosmed, there is now a good value alternative, one that provides a suitable level of medical treatment without costing too much money. Hosmed’s three medical aid policies should contain enough cover that will satisfy most people’s needs whilst at the same time not taking up all of their disposable income.
Your health, and the health of your loved ones is important, that is why you should sign up for a medical aid policy that will be there for you when the worst happens. After all, there is nothing worse than having to worry about large medical bills when you are trying to recuperate from an illness or injury.
The Netcare Medical Aid program has been around since 1999, and it was founded with the promise to provide first class medical aid cover to Netcare employees and their loved ones. The Netcare Medical Aid scheme is not open to the general public, and it only caters for those people who are currently employed within the Netcare organisation. Signing up to this scheme allows the employees of Netcare to have access to some of the best medical facilities and medical staff in their area, safe in the knowledge that their medical aid bills are covered.
It is one of life’s certainties that you are going to fall ill or become the victim of an accident that will require you to receive medical attention, and usually this will happen without any prior warning whatsoever. It is for those reasons that you need to join a medical aid scheme that will give you access to top notch medical facilities and care, whilst allowing you to forget about receiving hefty medical bills at the end. After all, you will want to put all your energy and concentration into recovering from your illness or injury, not into worrying about how you are going to pay your medical bills at the completion of your treatment.
There are a number of other medical aid schemes out there that you can join, as there are plenty of companies that offer schemes that are open to anyone. In addition to which, there are schemes that are backed by the South African government, although one should be warned that using the state run schemes could leave you without the necessary treatment you require. On top of which, the waiting times for treatment and operations can be lengthy and this is not something that most people want when they are trying to return to full fitness.
As an employee of Netcare, it makes sense to join the Netcare Medical Aid scheme in order to cover your expenses if you or someone in your family falls ill. With the Netcare medical aid scheme, you will be covered against the costs of such things as, transport to hospital via road ambulance or helicopter, hospital admissions, treatment by specialists and doctors and prescription medications. You can also get help with such things as aftercare programs including physiotherapy. You will also find that you can claim for trips to the dentist and opticians as these can also be quite costly procedures to undergo.
Now you can see the advantages of signing up to the Netcare Medical Aid scheme, in order to protect you and your loved ones from the costs of medical treatment should someone fall ill or suffer an injury.
This entry was posted in Medical Aid and tagged Cover version, First aid, Health care, Health insurance, Medicine, Netcare, Scheme, Therapy on by Jackson.812class="post-812 post type-post status-publish format-standard hentry category-medical-aid tag-chronic-medicine tag-disease tag-health tag-health-care tag-health-insurance tag-hospital tag-medicine tag-south-african-police-service"
For those people who are employed with the South African Police Service they have the opportunity to join the Polmed Medical Aid scheme. This is a medical aid scheme that also benefits the families of the members of the South African Police Service, and it is not open to anyone outside of this profession.
The Polmed Medical aid scheme is there to help its members to meet the costs of medical treatment that may arise from a bout of illness or injury. Another objective of the medical aid scheme is to assist its members in receiving the right treatments that can help to prevent the chance of disability.
On condition that the remedies are within the restrictions of the guidelines of the medical aid plan, it needs to be completed as soon as is feasible, in order to make certain that vital and regular body performance and ease of movement are kept.
The final objective of the Polmed Medical Aid scheme is to ensure that the scheme provides a quality service to those people who need it, as stated in the terms and conditions of the policy. A number of healthcare providers have been specifically chosen by Polmed Medical Aid based upon the quality of the medical care they provide.
Polmed offers its members two different policies, and these are low cost and high cost. The low cost policy requires the applicant to list any medical conditions of themselves and their dependants. This is because the low cost policy does not cover all medical conditions. There is another restriction that comes with the low cost policy, and this states that there is a limited choice of hospitals in which a claimant can receive medical care. That means that the patient will have to make a payment towards the costs of the medical care that is received at the hospital that is not listed in the low cost policy.
As for the high cost policy, this is the one that is most ideal for those members and their dependants that have chronic illnesses or who are ill a lot of the time. As well as this, the other benefit to joining this scheme is that there is a number of benefit packages that are available in regards to treatment out of hospital. This plan might cost more, but it is more suited to those people who are looking to get the best kind of medical coverage they can for their chronic or frequent illnesses.
As you can see, there are benefits to joining either the low cost or high cost policy, and whichever scheme you choose should come down to what the circumstances are of you and your family.
For over 3 decades, the people at Bonitas Medical Aid have been providing top quality medical coverage to their members, and they are now in the top 2 medical aid providers in South Africa today.
Being the victim of an unexpected illness or injury is not something that the majority of people want to contemplate, however, every day in South Africa, scores of people are falling ill or becoming the victims of an injury. It is at times like these, that it is important to not leave yourself lacking in the amount of medical aid coverage you and your family has. When you do not have medical aid cover, or medical aid cover that is not going to cover the medical treatment you require, you are putting your health and the health of your family at risk. Not only that but you are leaving yourself and your loved ones open to further medical problems in the future.
Bonitas is one of the most popular medical aid providers in South Africa right now, and they have built up a steadfast reputation as one of the leading medical aid providers. They offer their members a number of different medical schemes, and these are targeted at certain people in society, such as young professionals, people with families and those who have retired from work. On top of which they also offer a number of benefits that will be suitable to people who have chronic illnesses that require long term medical treatment.
If you are thinking that having to choose between 5 different medical aid packages might be a little confusing, then you need not worry at all. Each of the medical aid packages that Bonitas provide, are tailored to the needs of certain people and their budgets.
From young professional people who are in good general health, but who want to be covered against emergencies, to those people who are looking after the health of their dependants, there is a medical aid package for everyone.
For people who are experiencing the problems associated with a chronic illness, then the Bonitas plan known as, Bo Comprehensive, is the one to choose. With this plan you can expect to be able to receive much more coverage than on one of their other plans, and there is no limit to the length of stay in hospital, or indeed how many separate visits to hospital you may need to make. It is this freedom provided by this scheme that makes it attractive to those people who are suffering from long-term illness.
There a many benefits to joining a medical aid scheme provided by Bonitas, but the main benefit is that you have the peace of mind that comes with knowing that you are covered for all medical emergencies.