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It is important to deal with any medical problems quickly, as it does not take long for an innocuous illness to turn into a chronic one that will require urgent medical assistance. When something like this occurs, then you are going to need to make sure that you have assistance with your medical bills, as these can quickly add up into a hefty sum of money.
As you begin your search for a medical aid scheme to sign up to, you are probably going to look for one that offers a good level of coverage for the least amount of money each month. Unfortunately, the cheap option is not always going to be the best option, and you may well find that you are paying good money each and every month for a medical aid policy that is totally unsuitable for your needs. The only thing worse than not having enough medical coverage, is knowing that your treatment is going to be discontinued because your policy only offers a limited amount of coverage.
There is no shortage of companies who are now offering their members a number of healthcare options that offer a good level of coverage, without breaking the bank. Companies such as, Pharos Medical Aid, offer their members a wide range of healthcare policies that should suit all needs and budgets. Before you sign up to a healthcare scheme, you should try and gain as much information that you can in order to best compare the pros and cons of each policy. By visiting the Pharos Medical Aid website, you will find all of the information that you need regarding the prices and coverage of each policy. There you will be able to read all of the information that will help you to decide on which policy is right to you and Pharos Medical Aid offer policies entitled, Rainbow, Paladin and Footprint, and these policies differ from one another. As well as being different from each other, the three policies also come in varying degrees of the coverage they offer, from Comprehensive to Savings and Hospital plans. So as you can see, there is a wide variety of policies that you can select from when you become a member with Pharos Medical Aid.
Selecting the right medical aid scheme is not as easy as it may first appear and you should try and avoid signing on the dotted line of the first policy that you come across. By taking your time to do some research, you will be making sure that you are signing up for a policy that is going to give you and your family members the best possible medical care that is available in your area.
Life has a habit of hitting you with unexpected events, and that could be something that requires medical attention, such as being the victim of an accident or falling ill. Medical bills are rising all of the time in South Africa, and there are still so many people who are not members of a medical aid scheme, that they are putting their health at risk, as well as the health of their families. That is a situation that should not happen, however, by not being a member of a medical aid scheme that covers the cost of your medical bills, you are doing just that.
A lot of people who are not members of a medical scheme say that they cannot afford to pay the monthly premiums that all medical aid companies charge. That is fair enough, however, it is now more common than ever before, for companies to offer their employees the chance to sign up to a medical aid scheme. This can be a simple solution to the problem of not having enough medical aid bills in order to cover the costs of prolonged treatment or hospitalisation. The schemes will typically cover the medical bills of not only the employee, but also their spouse and any dependant children that they may have. Having young children can be especially costly as they are more likely to require medication, vaccinations and operations than a healthy adult. It therefore, will not be long before those medical bills start to pile up, and before you know it, you can be looking at paying a tidy sum of money or having the treatment terminated because you do not have enough money to pay for the treatment.
This is not something that anyone should have to face, and by signing up to a medical aid scheme run by your employers, such as the one offered by SAB Medical Aid, you are covering you and your family from the costs of medical treatment. Plus, when you sign up to a medical aid scheme that is offered by the company that you work for, you do not have to actually do anything. You can concentrate on other things, whilst the cost of the monthly premiums is taken out of your wages each and every month. That means that you do not have to worry about missing a payment, and you can be assured that should the worst happen, and you or your loved ones need medical treatment, then you know you are covered against the cost.
Joining a medical aid scheme is something that everyone should try and do, as there are so many more benefits to joining one, rather than leaving your health, and the health of your family members to chance.
This entry was posted in Medical Aid and tagged Cover version, First aid, Health, Health care, Health insurance, Medicine, South Africa, Therapy on by Jackson.908class="post-908 post type-post status-publish format-standard hentry category-medical-aid tag-disease tag-general-practitioner tag-health-care tag-health-insurance tag-medical-assistant tag-medical-emergency tag-medicine tag-south-africa"
Not one person likes to contemplate illnesses and medical emergencies; however, it is one of life’s certainties that it is going to happen to all of us at some point in our lives. As people look after their most valuable possessions, they tend to forget to look after the most important, their health, and this can cause significant problems.
Medical care costs can be astronomical, especially if you have to stay in hospital for any length of time, and because we do not know what kind of medical problems the future may hold for us or out loved ones, it is a good idea to have the right kind of medical aid cover. Worrying about large and out of control medical bills is not something that most people want to worry about when they are trying to get better after a bout of illness. That is something that many people are facing though, when they fall ill and do not have the necessary medical aid coverage on their policy, or indeed, no medical aid policy at all.
Because there are a lot of different medical aid companies all vying for your custom, it can appear a little daunting when the time comes to actually start looking for a suitable medical aid policy. Before you start your search, you should take into consideration any pre-existing health problems that you or your loved ones might have, as this could affect the kind of policy you need to sign up to.
Some healthcare providers have a plethora of different policies form which to choose from, however, this can make things complicated when you are trying to compare different policies, their merits and their costs. Thankfully, the people at Afrox Medical Aid want to keep things simple, so they have kept the amount of healthcare policies they provide, down to a minimum. That is why they only offer two different medical aid policies, the Base Plan and the Diamond Plan.
Both the Base Plan, and the Diamond Plan, offers their members the very basic requirements that you would expect to find, such as transportation to hospital and access to a GP. They will also pay for dental and optical treatments as well as medications. The Diamond Plan is the one to go for if you are expecting to need a lot of medical treatment, as there are fewer restrictions on this policy compared to the base plan.
Both plans are good value for money, and whichever one you choose, your choice should come down to the amount of money you wish to pay in monthly premiums, as well as the level of medical assistance you feel you need or may need in the future.
You may be giving consideration to signing up to a medical aid scheme, however, you may be feeling a bit overwhelmed by the vast array of different schemes being offered by various companies. With so many companies offering different levels of medical care at various prices, you need to make sure that you sign up for one that best suits you and your needs, as well as the needs of your family.
It is because of the vast array of choice that you may come across, that companies such as Naspers Medical Aid offer only two healthcare options, known as the N Option Basic and the N Option Plus. Both schemes offer a basic level of care which you would come to expect from a reputable medical aid company. Access to things such as a doctor (GP), prescription medication, dental and optical check-ups and transportation to hospital in an emergency, are just some of the services you should expect as standard.
For people with chronic illnesses who are expecting multiple stays in hospital, or lengthy stays in hospital as well as long periods of medication, then the N Option Plus scheme is the right choice for them, as it offers more flexibility. Lengthy treatments, and stays in hospital, can cause medical bills to spiral out of control. That is why, if this is something that you think is going to happen to you, you should be looking at signing up to the medical aid package that will cover treatment for long term chronic illnesses.
If you are young and of good health, and you are not expecting to be seriously ill in the immediate future, then you are probably better off opting for the medical aid package that offers just the basics, such as emergency transport to hospital, access to a general practitioner and prescription medication.
Naspers Medical Aid, work in tandem with a number of top quality healthcare professionals, in order to offer their members the best possible medical care possible. From family doctors to dentists and optometrists, when you sign up for a medical aid policy with Naspers Medical Aid, you are gaining access to the best possible level of healthcare in your vicinity. You will also be able to sit back and concentrate on your recovery, rather than stressing yourself out about the possibility of having to pay large medical bills at the end of your treatment.
Selecting the right medical aid scheme will depend on your personal circumstances, as well as the amount of money that you have available to spend on the premiums each and every month. Whichever policy you choose, make sure that you are getting the access to the services you require at a price you can afford.
A sudden and unexpected bout of illness is not something that anyone wants to suffer from; however, it is a fact of life that you are going to be ill at some point in your life. When illness strikes, you are going to need the best health care that you can get in order to make a speedy recovery. Unfortunately, a large number of people often find that they do not have the necessary health care provision that will cover the hefty medical bills that can arise from a lengthy stay in hospital.
There are a number of medical aid providers who offer a range of medical aid schemes that anyone can sign up to. However, for those people who are employed by their local government, there is a medical aid scheme just for them. For more than forty years, the LA Health Medical Scheme has been providing local government workers with a variety of options when it comes to medical aid.
The LA Health Medical Scheme offers its members five unique policies to choose from, so there should be a healthcare policy that will suit the needs of all local government employees. The five varying policies are, LA Core, LA Active, LA Key Plus, LA Focus and LA Comprehensive.
The reason why you should sign up for an LA Health policy is that you are ensuring that you and your loved ones are going to get the best possible medical care, as and when you need it. Plus you can concentrate on regaining full health rather than have to worry about expensive medical bills.
Members who sign up for the LA Key Plus policy are entitled to receive an unlimited number of days in hospital should the need arise, as well as every day access to a wide range of different healthcare providers.
With all policies, you will be entitled to receive speedy transportation to hospital should a medical emergency arise for you and your loved ones.
Chronic healthcare can be very expensive. Chronic illnesses need constant monitoring and medication and the costs can quickly add up. However, with LA Health, you know that you and your loved ones are covered and you do not have to worry about any additional costs.
With LA Health, it is not just chronic illnesses and medical emergencies that are covered. Sign up for one of their healthcare packages, and you can expect to be covered for dental care at a private dentist.
As well as dental cover, with LA Health, you are also covered for procedures that include x-rays, blood tests and MRI scans, meaning that you can prevent serious illness by detecting problems early, and that can go a long way to maintaining your health.
Have you and your family finally decided that it is time to start searching for a quality medical aid scheme that will help you not only in emergencies but with general medical assistance? If you are one of the many South African residents that have not yet signed up for a quality medical aid scheme, then it is a good time to start exploring your different options. With a quality medical aid scheme in place you and your qualifying dependants can get the assistance that you need with basic medical cover, as well as have something in place should an emergency strike that requires medical treatment or hospitalization. Hosmed medical aid offers three different options not only to civil employees but also now to members of the private sector.
The number one priority with Hosmed medical aid is the overall health and well-being of all of its members. Regardless of any pre-existing medical conditions, chronic illnesses, or even HIV and AIDS, the staff with Hosmed wants to ensure that all of your needs are covered. It is because of this that they have created three different medical aid options from which to choose. They are the Hosmed Step option, Hosmed Value option, and the Hosmed Plus option. Although the different benefits that each of these medical aid plans offer, the focus is always on providing the members with the medical treatments, services, and access to the medical facilities that are required to obtain each of these services.
The plans start with the basic plan, the Hosmed Step, which is also the most affordable option. It provides basic coverage, which includes admittance into the major hospitals and medical facilities in the state. Admittance into these facilities does require obtaining a pre-authorisation slip. Chronic medical conditions are covered by this plan, including help with HIV and AIDS. If you are someone that needs help with obtaining over the counter medications, that is one service not provided by this basic plan, however, the other plans do offer this service.
As you progress with the different options, Hosmed medical aid gives its members additional benefits to help them with the cost of medications, access to various forms of treatments, therapies, and services. Dependent upon the plan that is chosen, members will have assistance with dental cover and a broad spectrum of other medical services. For the most comprehensive medical aid services, the best option is the Hosmed Plus option. This plan offers the most cover for yourself and the qualifying members of your family.
If you have not purchased a medical aid plan yet, then it is time that you look into your options. Do not be left without the coverage you need for standard medical assistance or for medical assistance required from medical emergencies.
Unexpected illnesses can strike at any time, and whilst you are trying to concentrate on getting better, the last thing you need, is the worry about paying your medical bills at the end of the treatment. Medical bills can be costly, and if you require a lot of treatment, the costs can quickly add up into a tidy sum. You can offset the potential costs of medical treatment by signing up for a medical aid scheme.
There are many different medical aid companies in South Africa, and they all have various medical aid schemes available. These all offer a number of varying degrees of coverage as well as varying in how much you need to pay in monthly premiums. However, if you are an employee of the South African government, you can sign up for their medical aid scheme which has been especially tailored to meet the needs of government employees.
The Government Employee Medical Scheme (GEMS) was founded in 2005 and it was formed in order to provide quality healthcare coverage for the employees of the South African government. GEMS offer a wide range of different levels of healthcare, five in fact, and these are called: Emerald, Ruby, Onyx, Beryl and Sapphire.
Before the Government Employee Medical Scheme was launched, a large percentage of government employees found the costs of signing up to a healthcare scheme too expensive. It was with this problem in mind that the government decided to offer a closed medical scheme for its employees, so that they and their loved ones could receive the medical attention they require, whenever they need it, at a price they could afford.
The introduction of GEMS was seen by many as a necessary step in order to help public service employees to have access to medical treatment which is often too expensive. By setting up the GEMS medical aid scheme, the South African government was also showing private companies, that they could also commence a closed medical aid scheme for their staff.
People who sign up for one of the GEMS medical aid packages will have access to a wide range of healthcare providers such as dentists, doctors, optometrists and pharmacies. All of the healthcare providers who have signed up to provide medical assistance to GEMS members, have agreed to provide healthcare at an agreed price so that there is no extra cost to the patient. Members of the two most popular schemes, Beryl and Sapphire, will be able to spot the GEMS logo in the window of the healthcare providers, so it is easier for the patient to recognise them.
As you can see, as a government employee, it makes sense to sign up to the GEMS healthcare scheme, in order to make sure that you and your family receive the best medical treatment available.
Founded in 1999, the Netcare Medical Scheme is there to provide assistance with the costs of medical care for Netcare employees and their dependants. It is a closed scheme that is only available to Netcare employees and their families, and as an employer, Netcare performs a crucial and helpful function to the policy. This helps to protect the companies workers when they are suffering from the debilitating effects of injury and illness, and helps to put their mind at ease regarding their medical bills.
Unfortunately, illness and injury can happen at the most inconvenient times, and quite often without any prior warning. That is why it is a good idea to make sure that you do not have to worry about the costs of your medical bills by joining a medical aid scheme, such as the one offered by Netcare. When illness and injury happens, the last thing you want is to have the added stress and anxiety that is associated with the sometimes hefty medical bills that come at the end of a course of medical treatment. Worrying about medical bills is not something that you should have to concentrate on when you are trying to get better from your illness or injury.
Of course, you are quite entitled to keep with the state run medical schemes; however, there are a number of disadvantages to these government run schemes. More often than not there is a limit to the amount of medical attention you can receive when you are ill. In addition to this, the quality of medical treatment you could receive may not be up to a good enough standard, and this can cause problems later on. However, when you are an employee with Netcare, you will know that you are going to get the best possible medical treatment available when you need it most.
Netcare Medical Aid offers its members the chance to avoid costly medical bills if and when they succumb to injury or illness. Some of the ailments that are covered include, transport to hospital by ambulance, stays in hospital, prescription medicine, treatment by doctors and specialists as well as help with after care services such as physiotherapy.
Other treatments that can prove to be costly include dental treatments including dentures, optical problems such as eye tests, glasses and eye operations. All of these things can be costly; however, the Netcare Medical Aid scheme can lessen the financial impact of these medical issues.
As you can see, there are many benefits to signing up with the Netcare Medical Aid scheme as opposed to not having adequate medical cover; least of all you can concentrate on your recuperation rather than worrying about how you are going to pay your medical bills.
This entry was posted in Medical Aid and tagged Disease, First aid, Health, Health care, Health insurance, Medicine, Netcare, Therapy on by Jackson.809class="post-809 post type-post status-publish format-standard hentry category-medical-aid tag-chronic-medicine tag-disease tag-family tag-health tag-health-care tag-health-insurance tag-medicine tag-south-africa"
When an unexpected injury or illness strikes you or a close member of your immediate family, having sufficient health care is crucial in order to expedite recovery. Unfortunately, there are a large percentage of people in South Africa who do not have their own medical care plans, and this is something that can mean the difference between a speedy recovery and a long term illness. There are a number of companies in the republic that offer good quality medical care in a range of different price plans that will suit all budgets.
Transmed Medical Aid is one such company who provide medical care that covers a number of different areas of health, such as dental care and terminal illness care. One of the biggest reasons why people do not have the necessary level of medical cover is that they feel that the costs of the monthly premiums will be out of their reach. However, more and more companies are now in a position to offer affordable levels of medical cover that will suit most budgets. Good quality health care is essential for everyone and that is why companies such as Transmed Medical Aid, offer a range of healthcare schemes for working people and pensioners.
Signing up to a medical aid scheme is the best way to lessen the financial impact of costly medical procedures and treatments for you and your dependants. Becoming the victim of an accident or falling ill can prove costly, and that is especially so if the treatment needs to be completed over a long period of time. State run medical schemes tend to be limited to the amount and frequency of the treatment you receive, and some treatments are not available at all. With a medical aid scheme from Transmed Medical Aid, you know that you are going to receive the healthcare that you need, when you need it most.
A medical aid scheme as offered by Transmed Medical Aid can help you with the costs associated with serious injury or illness, eye exams and opticians expenses, dental check-ups and treatment, dentures, as well as after care needed after illness or injury, such as physiotherapy. All of these treatments can be costly, and the state run health schemes mean that you could end up paying a lot of money for even the most basic treatments. However, with a medical aid scheme, you will have the peace of mind that comes with knowing that you are going to receive the best possible treatment, without the stress and worry associated with large medical bills.
As you can see, there are many benefits to having a personal medical aid scheme, as opposed to simply relying on the one that is provided by the government.
Access to proficient medical assistance is something that should not be understated, yet there are many people in South Africa that do not have access to quality medical care when they fall ill. A lot of people are playing Russian roulette with their health and the health of their loved ones, because they do not have the right medical aid cover. They will often cite the fact that they feel that the premiums that they are expecting to pay for medical cover each month are too high. This may have been the case in years gone by; however, thanks to medical aid companies such as Pharos Medical Aid, there are now a wide range of policies to choose from.
There is an alternative of course, in the healthcare provided by the South African government; however, this can be problematic if you have a serious or long term illness that requires a lot of treatment. The standard of the treatment offered by the healthcare facilities run by the state can leave a lot to be desired, and the waiting times to receive the treatment, does have a tendency to be lengthy. It is problems such as poor treatment and long waiting times that is causing people to begin searching for a private medical aid scheme to assist them with their healthcare requirements.
There are a number of companies who are currently able to provide the people of South Africa medical aid schemes; however, finding the right one that suits your lifestyle and budget can be tricky. Most people who are new to medical aid schemes can end up getting confused when the time comes to compare different quotes from different companies, as some companies only offer one or two schemes, whereas others may offer half a dozen or more.
The people at Pharos Medical Aid offer a number of policies that are tailored to suit the needs of most people, no matter what their lifestyle and budgetary constraints. Pharos Medical Aid offer policies entitled, Rainbow, Footprint and Paladin and they also differ in the amount of coverage they give as they come in Comprehensive, Savings or Hospital plans. Most people will want to try and save as much money as they can on their bills, and medical aid bills are no exception, however, it should be noted that the cheapest option is not always going to be the best one. The chances are that you are going to need to choose a medical aid package that is suited to your current and future needs. This will depend on whether you are a single person or someone with a spouse and family to support, as their medical needs will also have to be covered.
