Over the years, a variety of different medical aid schemes has come into reality for the health and well-being of individuals living in South Africa. Hosmed medical aid is one of those companies that offer different medical cover options. This organization was originally created to provide cover to the local and provincial government employees but over the years that has changed. Today, not only can individuals in civil service acquire policies with Hosmed, but individuals from the private sector can also benefit for the different medical aid schemes that are offered. With a current membership that totals over 34,000 members, with the opening up the various policies to the private sector the number of individuals that benefit from the plans Hosmed has available those numbers will only increase.
What plans does Hosmed offer its members?
There are three different plans that individuals can choose from when opting to sign up with Hosmed medical aid. The three plans are the Hosmed Step option, Hosmed value option, and Hosmed plus option. Each of these three plans offers members a number of different services and treatments for dealing with not only medical emergencies but also standard preventative medical care and chronic illness treatment.
The Hosmed Step option is the most basic plan offered to individuals and their families that sign up. With this scheme, members will be able to be admitted to hospitals and facilities that are run by the State. There is the requirement of getting a pre-authorisation slip prior to being admitted. Additional benefits with this plan include assistance with chronic illnesses, HIV and AIDS. With HIV and AIDS, there is a requirement for enrolling in the HIV management programme. Furthermore, additional sign ups can be necessary for air, road, and ambulance services. One key factor to keep in mind with this cover plan, there is no coverage in place for things such as mental health, over the counter medications, as well as remedial and other therapies.
The Hosmed Value option, like the Hosmed Plus option, features all of the coverage provided by the Step option, but with an assortment of additional benefits. With the Hosmed Value option, you get the added benefit of over the counter medication being covered. Furthermore, there is cover in place for mental health, sterilization, limited dental services, and different forms of therapy. When it comes to get the most comprehensive plan from Hosmed medical aid, then Hosmed Plus is the option that you and your family needs. Hosmed plus is a comprehensive plan that covers all of the medical benefits that you and your family may need.
Hosmed medical aid is a great option for those individuals that need a variety of different cover while staying within their budget.
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