lang="en-US"lang="en-US"lang="en-US"UTF-8Disease | Medical-Aid.co.za | Page 4https://medical-aid.co.za/xmlrpc.phphttps://medical-aid.co.za/wp-content/themes/twentytwelve
class="archive paged tag tag-disease tag-21 custom-background wp-embed-responsive paged-4 tag-paged-4 custom-font-enabled"https://medical-aid.co.za/Medical-Aid.co.zaMedical-Aid.co.zaGet a free medical aid comparison, and comparative quote from the top Medical Aids in South AfricaMenuSkip to contentSkip to content
Ensuring that your family and yourself are protected and receive the medical care that they may require from time to time can only be achieved if you have signed up for the correct medical aid scheme. The health of yourself and your family is not something that you should ever take for granted. Things happen, whether they be accidents or becoming suddenly ill, and when they do you need to be protected otherwise you may be in a position where you cannot receive the medical treatment that you need. As daunting, a task as finding a medical aid scheme may be there are a number of options available for you and your family. Afrox Medical Aid is a provider of medical aid that will help you ensure that when they need it, your family as the medical coverage that they need.
When it comes to selecting, the proper medical aid scheme for you and your family you need to take into consider your current age, physical condition, and medical condition. Although you may be on a tight budget, it is still extremely important that when selecting your scheme that you get the absolute best plan for your money to truly benefit from it. It is also important then you consider any of the plans offered by Afrox Medical Aid that you get a plan that covers your current condition and any plans you may have that will require medical attention, such as chronic illnesses or a future pregnancy. By getting the appropriate medical aid scheme you can rest easy in the knowledge that when you or one of your dependents become ill, that you will have the medical help ready to help with the treatment and recovery.
Some of the key benefits that are offered by Afrox Medical Aid are as follows. Most importantly, your medical aid scheme is good for the period of a year, from January 1 to December 31. This means that regardless of the day of the week, or the month you will have the help that you or your family needs. Other basic benefits are the 100% coverage of any hospitalisation that takes place throughout the year when you are required to be admitted. It is important to note that this coverage is only in effect when you are admitted into an approved hospital a co-payment is required. You and your dependents will also receive chronic medication benefits, and care for a list of 26 specified chronic conditions.
Do not leave your health or the health of your dependents at risk; look into getting the correct medical aid scheme that you require in the case of illness or accidents. Having coverage in place can make the difference between quality treatment that is covered or costly treatments.
South Africa is currently enjoying being one of the most productive nations in the world and with our growing economic success has come improvements in health care and medical services. Naspers Medial Aid is just one of many schemes on offer to help South African’s to meet the cost of improved health services. With so many programs on the market it can be difficult to stand out from the crowd, which is why Naspers has opted for a diverse range of features and benefits designed to provide a functional medical aid program to members.
In general, Naspers medical aid is only available to employees and family members of Media24 and their affiliates although in certain cases continuous membership is also available, albeit under certain restrictions.
Conditions Of Continuous Membership
On of the main reasons why continuous membership to the Naspers Medial Aid scheme may be applied is that if the employee loses their job due to illness or disability, they will continue to receive benefits even after termination of employment. Another situation in which continuous membership might apply is where member has been retrenched due to cut backs in the department that they work in. Lastly, continuous membership may be offered to those who have retired.
Basic Health Plan Options
Naspers Medical Aid offers two basic care plans to the general public, the N Option Plus and the N Option Basic. The plans each comes with their own set of benefits. On both products, one of the key features is the Chronic Illness coverage which has proved very popular with many members who are used to medical aid programs charging additional fees for this service. There is a long list of diseases which are covered by Naspers medical aid plans including, but not limited to:
Asthma
Parkinson’s Disease
Rheumatoid Arthritis
Chronic Kidney Disease
Naspers medical aid offers sufficient benefits for members to receive adequate medical care for most issues that they will encounter, although there are some diseases which will have limitations applied to them. Overall, the programs offer a good choice in medical aid with N Option Plus members getting hospitalization benefits of up to R2 million per family and Basic plan members being entitled to up to R1 million. If you are employed by Media24 or one of their subsidiaries then the Naspers medical aid program is well worth looking into.
It happens to all of us at one point or another. We fall ill, have some type of accident or someone that we know and love does. Whereas we cannot prevent accidents from happening, or illness from striking, there are things that we can do that will help us either prevent them or help us get the medical assistance we need once they do occur. The best way to do this is to look for the best medical aid scheme that will work for yourself and those that we love and are responsible for in our lives. Since medical aid schemes are so varied it is important that you determine exactly what your needs are and what sort of coverage you are going to require. This could be limited to an extremely basic scheme to something that is a bit more elaborate that offers you and your family extensive benefits. The Bonitas Hospital plan comes in two different forms and either one, is a great option for anyone seeking medical coverage.
One of the first things that you need to consider when you are looking for medical coverage is what state of health you and your family members are in at that time. If you are young, fit, and healthy, the kind of coverage you will need is a bit different from older individuals. If you are on a tight budget but are still seeking some type of medical cover there are options available for you there as well. The most important thing to remember is that basic coverage if much better to have than no cover at all in the case of a medical emergency brought on by a sudden illness or accident.
The two options that you can get from Bonitas include the BonEssential and the BonCap. Both of these medical aid plans offer a variety of medical benefits that include hospital stays and cover 26 chronic conditions. The BonCap is ideal for those that want coverage that is more comprehensive while the BonEssential is great for those young and fit individuals on a tight budget.
Protect yourself and your family by seeking out some type of medical aid scheme today. You will be able to find a plan that will not only fit into your budget but will give you the benefits that you need and require. Bonitas Hospital plan has two options that will work for you and your family regardless of your age or medical state. Simply take the time to look through all of the various benefits that they offer and get the peace of mind that comes with knowing when the unexpected happens that you and your family will be taken care of, allowing for you to focus on your recovery.
LA Health medical aid is part of the more well known Discovery Health Ltd. The scheme currently provides cover to nearly 65,000 members primarily from the local government industry. Although the LA Health brand is often overshadowed by the Discovery name, the scheme has actually been in operation for around 40 years.
The program focuses on enhancing the lifestyle that their members currently enjoy based on extensive research which indicates that making small, sustainable adjustments to your day to day life can make a positive impact on your overall health and can even help to prevent certain diseases. Some of the changes advocated by LA Health medial aid include:
Being more physically active.
Following a healthy eating plan.
Taking preventative measures.
Making good lifestyle choices.
These seemingly insignificant changes to your every day habits can make a substantial difference in both improving and maintaining your overall well-being, not just physically but also mentally and spiritually.
LA Health medical aid members can choose from five different plans all of which offer integrated health and lifestyle benefits which will help members with their quest for a healthier lifestyle. Across these various options the scheme strives to be able to cater for any member’s individual needs. The plans offered include:
LA KeyPlus
LA Focus
LA Active
LA Core
LA Comprehensive
Chronic Illness Cover
One of the things that really sets LA Health medical aid apart from similar schemes is the long list of illnesses which are covered in full under all five plans. These include Bipolar Disorder, COPD (Chronic Obstructive Pulmonary Disease), Haemophilia, HIV & AIDS, Multiple Sclerosis and Parkinson’s Disease among many others. Partial cover is also offered on a range of other conditions including organ transplant, stroke and major psychiatric disorders. The scheme also operates a dedicated oncology program which is also accessible to members on all plans.
Day To Day Medical Expenses
Depending on the plan level selected, members are also covered for many of those day to day medical expenses including eye care, dentistry, doctor’s appointments, over the counter medication and prescription treatments. With the higher level plans there is also additional access to a medical savings account
Preventative Measures
As noted, LA Health medical aid id passionate about improving health and they advocate preventative measures to help members avoid illness. Some of the preventative care benefits offered at some plan levels includes :
flu vaccination
mammograms
pap smears
prostate antigen screenings
annual vitality checks
cholesterol and blood pressure monitoring
LA Health medical aid certainly has a somewhat unique take on how to approach health care schemes. Their focus on making positive lifestyle changes is something that other providers should be looking at since healthier members will surely mean more affordable premiums!
Transmed is one of the many private medical aid programs which medical-aid.co.za can provide you a quote from. Transmed medical aid have a huge range of health care related services which is one of the reasons that they are considered to be one of South Africa’s premier medical aid providers. One of the key selling points for Transmed is that their policies offer a large range of benefits which can be extended to the primary member’s immediate family.
A Closer Look at the Transmed Medical Aid Program
The main focus of Transmed medical aid programs lies in taking into consideration the people who require the medical coverage. One example of this is the fact that when members are signed up via their employer, even in the event of them being terminated due to disability, ill-health or retirement the deal agreed with Transmed will still apply. This means that even if updates are made to the plan after the member’s employment is terminated, the new benefits will still apply.
As noted, Transmed offers a range of different medical aid plans to their members. The three most popular Transmed medical aid plans are:
State Plus Network
State Plus Own Choice
Private Network Saver
The State Plus Network plan can offer members a wide range of benefits including the day to day services of clinics and physicians and will allow for hospitalization in either State enhanced or basic medical facilities, while the State Plus Own Choice plan will also allow for state owned medical centers.
If a member prefers to opt for care in a private hospital, then they can do so, but only if the hospital or clinic is one of the Transmed Private Hospital Network. However, acceptance can only occur if admittance to such a facility can be considered involuntary. For instance, if the required treatment is only available at a private facility. This can include both planned treatment and emergency care.
Managed Care Programmes From Transmed
Transmed medical aid also offers managed care programs designed for the over 60’s. One such program is the Eldercare system which offers support not only for the elder,but also for their family members. Eldercare promotes ‘healthy aging’ and will allow members to become further educated in dealing with the illnesses that commonly affect older people. In addition to the Eldercare system, Transmed also offer HIV care programs and Oncology care. These managed care programmes are intended to help members find the most appropriate treatment and care as well as support them in living a normal life as much as is possible.
For the majority of people, medical aid is merely an additional element of our lives; however, in reality it was first launched in 1950’s America, and only made its way to the republic of South Africa in the ‘80’s. The original medical aid schemes in the republic of South Africa began life as a hospital cash-back scheme and these schemes are still to be found in lots of countries throughout the globe.
When medical aid schemes were first launched in South Africa in the eighties, it was the only product of its kind available, yet by the end of the decade, in excess of 50,000 policies had been snapped up, sold by medical aid companies such as, Momentum Health.
When the first medical aid packages came available in South Africa, they were limited to groups and were popular with companies who wanted to give their employees some medical cover. Yet in the early years of the 1990’s, individual medical aid schemes became available, and it was not long before there were many different medical aid providers offering medical aid packages.
Amazingly the critical illness cover that nearly all of the main medical aid providers proffer across the globe was originally initiated in the republic of South Africa during the middle of the 1980’s. Not long after critical illness cover became available there was also the option for disability cover as well, and that is when medical aid cover began to look like it does today.
By the mid-nineties, there were a large amount of South African residents who were subscribing to medical aid schemes that included critical illness cover and disability options. This upward trend in South African citizens opting for medical aid, that includes disability and critical illness, continued to rise during the 1990’s, and by the end of the decade, the medical aid market in South Africa was well and truly at the forefront of private medical care.
Since the start of the new millennium most of the medical aid providers such as Momentum Health, have added more and more different ailments and long-term illnesses to the list of things that can now be covered. Illnesses such as AIDS and HIV can now be found on the list of ailments and diseases that can be covered by medical aid policies. For the reason that South Africa has a high rate of people with HIV and AIDS, the inclusion of these illnesses on medical aid policies was seen as a watershed moment in private medical care.
Medical aid schemes such as those being offered by Momentum Health are constantly changing to suit the needs and lifestyles of certain demographics of South African society. This means that all of the companies that are currently offering medical aid schemes have a lot of different policies available for the average consumer to choose from. This can make choosing the right medical aid package a bit of a difficult task for those who are not entirely sure what cover they need.
Do you have a chronic medical condition that requires daily medication? Are you planning to start a family with your new spouse and want to make sure all of the medical expenses will be covered? Do you simply want to make sure that you and your family are covered in case any of you contract a normal cold or virus? If you want to make sure that your family is covered in the case any sort of illness or accident requires a visit to a doctor’s office or a hospital, then finding an inexpensive medical aid scheme is critical.
Nobody ever wants to think that he or she will get sick or need to spend time in a hospital. Unfortunately, the realities of life show us that people of all ages, backgrounds, and financial levels get sick or have accidents at one time or another. If you are not covered by any sort of medical aid scheme having to spend time in the hospital will be not only physically stressful, but financially stressful as well. At the most important time, when the person in the hospital should be focusing on getting well, they have to consider how they will pay for the medical bills once they are home.
One way to avoid the added stress that comes with emergency trips t
(Image credit: Getty Images via @daylife)
o the hospital, for yourself or your family, is by researching and finding a cheap medical aid scheme. Medical aid schemes are available at a variety of costs, and in some cases, an employer may offer prices that are even more competitive. By determining what kind of coverage you and your family need, as well as what you can afford to pay, you will be able to find the medical aid scheme that you and your family need to ensure your healthcare needs are covered.
If you need assistance, or would simply like free medical aid quotes to help you find the coverage you need, visit www.medical-aid.co.za today. By providing them with some specific information they will find different medical aid schemes that will be a good option for you and your family.
Ensuring that your family and yourself are protected and receive the medical care that they may require from time to time can only be achieved if you have signed up for the correct medical aid scheme. The health of yourself and your family is not something that you should ever take for granted. Things happen, whether they be accidents or becoming suddenly ill, and when they do you need to be protected otherwise you may be in a position where you cannot receive the medical treatment that you need. As daunting, a task as finding a medical aid scheme may be there are a number of options available for you and your family. Afrox Medical Aid is a provider of medical aid that will help you ensure that when they need it, your family as the medical coverage that they need.
