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Your Family Deserves The Best Medical Care

In order to receive the best medical treatment available, people are faced with having to pay a lot of money for their medical treatment. The cost of most things has risen in the past few years, and unfortunately medical treatment is no exception. That is why it is vital that you are a member of a medical aid scheme that gives you a good level of coverage, whilst at the same time being affordable enough for you to meet the costs of the monthly premiums.

Most people, at some point in their lives, are going to require medical treatment of one level or another, from prescription medication for a short-term illness, to something more serious. That is why you need to think long and hard about signing up to a medical aid scheme, at a time in your life when you are young and healthy. The medical aid scheme offered by SAB is one of the best ones on the market at the moment, as it offers its members a good level of coverage for most medical situations. The best thing about the medical aid scheme offered by SAB is that you do not have to be a high earner in order to gain the full benefits of the scheme. SAB employs some of the best providers of medical treatment to be found in the country, and these healthcare professionals are available to you in exchange for an affordable monthly fee.ID-100150038

It is for this reason, that SAB is seen as one of the best providers of medical aid schemes in the country, and they are renowned for providing their members with access to some of the best medical facilities and healthcare professionals in their area. Another advantage of the scheme run by SAB is the fact that the member can choose which hospital they would like to be treated at should the need arise.

When the worst case scenario happens, and a member of the SAB medical scheme needs hospital treatment, whether as an emergency, or as a pre-arranged appointment, they will know that the expenses relating to this are covered by the scheme.

SAB medical knows that most of their members are worried about the costs of their monthly contributions once they have joined the scheme. It is for that reason, that SAB Medical Aid has taken the time to list all of the details of their medical aid packages on their website. There you will find all the information that you need in regards to the cost of the scheme and the level of coverage you can expect in return. This will help you to make an informed decision in regards to whether you feel that the SAB Medical Aid scheme is the right one for you.

 

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Are you getting the medical aid you need?

Modern day life can be hectic, and it is times like these, when you need to be at your strongest, that illness and injury occur. When an unexpected event like this happens, it can have a devastating effect on your quality of life, affecting work and family commitments. The last thing you want on top of the stress and worry regarding your health is to have the additional worry over large medical bills.

It is at times such as these, when an unexpected illness or injury as a result of an accident strikes, that you need to make sure that you have the correct level of medical cover. Having the correct level of medical cover means that you do not have to worry about large bills for the treatment that you receive, and this will allow you to concentrate on trying to get back to full fitness.

Medical aid providers such as Transmed Medical Aid, provide their clients with a comprehensive range of medical aid schemes that are ideal for hard working people and those who are enjoying their retirement. A lot of people get confused when they first look into acquiring medical aid, and they can end up signing up for a medical aid scheme that is totally unsuitable for their needs. A family man is not going to get much use out of signing up for a medical aid scheme that is targeted at young single people. That is why, the people at Transmed Medical Aid, have a simple range of medical aid schemes that are easy to understand, whilst at the same time, offering a level of cover that is suitable for most people.

Most working people as well as those who have saved money for their retirement may find that the state run medical aid schemes, do not offer the comprehensive level of medical coverage that they may require. Whilst the state run medical aid schemes offer a level of basic care, they are severely limited in the amount of cover that they offer, and more often than not, those people who need something such as specialist dental treatment, are often left with no option but to pay for it themselves. That is why, signing up to a medical aid scheme, such as the one offered by Transmed Medical Aid, is the best way to obtain the medical treatment you need, whenever you need it.

Medical assistance is something that most of us are going to require at some point in our lives, and you can soften the impact of a bout of illness or injury, by making sure that you are signed up to a medical aid scheme that is going to provide you with the cover you need.

 

US Navy 060605-N-3931M-207 Cmdr. Jan Delorey-L...

 

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Letting Transmed Medical Aid Get You Through Unexpected Illness

When an unexpected injury or illness strikes you or a close member of your immediate family, having sufficient health care is crucial in order to expedite recovery. Unfortunately, there are a large percentage of people in South Africa who do not have their own medical care plans, and this is something that can mean the difference between a speedy recovery and a long term illness. There are a number of companies in the republic that offer good quality medical care in a range of different price plans that will suit all budgets.

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Transmed Medical Aid is one such company who provide medical care that covers a number of different areas of health, such as dental care and terminal illness care. One of the biggest reasons why people do not have the necessary level of medical cover is that they feel that the costs of the monthly premiums will be out of their reach. However, more and more companies are now in a position to offer affordable levels of medical cover that will suit most budgets. Good quality health care is essential for everyone and that is why companies such as Transmed Medical Aid, offer a range of healthcare schemes for working people and pensioners.

Signing up to a medical aid scheme is the best way to lessen the financial impact of costly medical procedures and treatments for you and your dependants. Becoming the victim of an accident or falling ill can prove costly, and that is especially so if the treatment needs to be completed over a long period of time. State run medical schemes tend to be limited to the amount and frequency of the treatment you receive, and some treatments are not available at all. With a medical aid scheme from Transmed Medical Aid, you know that you are going to receive the healthcare that you need, when you need it most.

A medical aid scheme as offered by Transmed Medical Aid can help you with the costs associated with serious injury or illness, eye exams and opticians expenses, dental check-ups and treatment, dentures, as well as after care needed after illness or injury, such as physiotherapy. All of these treatments can be costly, and the state run health schemes mean that you could end up paying a lot of money for even the most basic treatments. However, with a medical aid scheme, you will have the peace of mind that comes with knowing that you are going to receive the best possible treatment, without the stress and worry associated with large medical bills.

As you can see, there are many benefits to having a personal medical aid scheme, as opposed to simply relying on the one that is provided by the government.

 

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Reducing Uncertainty With LA Medical Aid

When you think about your life, what is the most important thing you have? You might stop and think that perhaps it is your home, a car, or your other material goods. In truth, the most important and most valuable thing in your life is not only your health, but also the health of those that you love and care for. It is for this very reason that it is important that you do everything in your power to take care of your health. As beneficial as eating healthy and being active can be to your overall health, there is still more that you need to have, and do, to ensure the health of your family and yourself. One of the best ways that you can do that is by getting a quality medical aid scheme, such as LA Health Medical Aid.

 

LA Health Medical Aid has been around for years with the sole purpose of keeping the people that use any of their plans, healthy and covered in case of an emergency. Emergencies are one reason that so many people should have medical aid in place. Everyone is aware that people can get sick on occasion. Sometimes, however, things can occur in our lives where we get into some sort of accident or situation where our health and well-being, is put in jeopardy. Without a quality medical aid scheme in place, when these unexpected accidents and illness occur, you can be left without a means to pay for the treatment that is needed, or be left with incredible bills that leave you drowning in bills. This cannot only affect your ability to function but to be successful with your life because you are constantly stressed.

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Do not live a life that is filled with stress and uncertainty over what you are going to do when you or one of your dependents get into an accident or fall ill. Select one of the different plans that LA Health Medical Aid offers and you can rest easy in the knowledge that you are covered. If you need to find a new medical aid scheme for your family, you can select from LA Comprehensive, LA Core, LA Active, LA Focus, and LA KeyPlus. Each of these plans offer cover for chronic illnesses, hospital stay coverage, and an assortment of over benefits. To determine which of these policies offers you exactly what you and your family need look closely at each of the policies.

 

If you have a family, or if you are a single individual and you want to ensure that in times of medical emergencies you are covered than consider getting a quality medical aid scheme that will be there to assist in times of need.

 

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Netcare Medical Aid: Helping You Care For Your Family

No one wants to admit it, but there are times in everyone’s life where he or she is going to need some type of medical assistance. There are times where you or your family members may fall suddenly ill and require emergency assistance. There are also those rare occasions, where because of some sort of accident that there is a need for emergency medical care. In some of those cases that can lead to a need for hospitalization. Whether you or your family members come down with a simple cold, or there is a medical emergency, it is extremely important that you have some type of medical aid scheme to cover the costs of whatever is required to get your health back to where it should be. When it comes to providing the medical care that you need, for emergencies and preventative measures, Netcare medical aid offers a broad spectrum for their members and qualifying dependants.ID-100148654

When it comes to helping you take care of your health, and those that you love, Netcare medical aid offers a comprehensive range of services for your entire family. Since our staffs is aware that you and your family may need assistance with a host of different medical, dental and optometry issues, we have services ready. We want you to be aware that your health is our number one priority and because of that, if you have questions or concerns related to any issue, we are there with state of the art equipment, highly trained and skilled doctors, specialists for a variety of medical treatments and procedures. Your health is always our number one priority. The team at Netcare medical aid are also aware that besides the traditional forms of medical treatments and procedures, and preventative medicine that you need, there are times when other medical services are needed. It is for this reason we have information and offer assistance with transplants, renal care, and any other medical emergency that may arise.

Taking care of your health and the health of your family requires more than simply eating right and exercising. It also requires having regular visits to doctors, optometrists, and dentist to protect the well-being of your eyes, teeth, and entire body. Having quality preventative medical care in place can help either stave off, or diagnose diseases or medical problems early. Another important reason to have a quality medical aid scheme like that offered from Netcare medical aid is the security of knowing that if an emergency happens and you are in an accident you will have the coverage you need. Do not be left in a position where you are without the help you or your family needs, get a quality medical aid scheme today.

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Medical Care From Pharos Medical Aid

ID-100121240Every day we wake up, we have a number of responsibilities that we have to attend to not only for ourselves but also for our loved ones that depend on us. This includes taking care of the home, working, and the list goes on and on. One of the most important things that we need to take care of in order to make sure that our family is ok is our health. Living a healthy lifestyle is an incredible important part of anyone’s life. Living a healthy lifestyle for many individual means eating healthier, getting regular exercise, but it also involves having a medical aid scheme in place to help take care of our health in case a medical emergency of some sort happens.

Pharos medical aid is one company that prides itself on going that extra step to ensure that those beneficiaries of any of their plans are taken care of under any circumstances. Their plans are designed to take care of those individuals with chronic or pre-existing conditions, provide preventative care, and be there when the unfortunate accident or illness occurs at the worst possible moment. It is important, in a world of uncertainty, that you do not risk the health and well-being of your family by not having a quality medical aid scheme in place for not only the emergencies that can occur but also for the routine medical care that you need for preventative measures.

For those of you that are on a tight budget, that do not believe they have the ability to afford any type of medical aid scheme, this is false. Pharos medical aid has options in place for you to help you get the medical cover you need. They know that it can be difficult to get medical cover, which is why they offer a 50% reduction in rates, for those individuals that qualify, that earn less than R7500. The also offer significant discounts to those individuals under the age of 21.

Take the time to look into the different plans that Pharos Medical Aid offers individuals and families. There are three comprehensive plans, the Rainbow, Paladin, and Footprint, the Rainbow Plus with a savings plan, a traditional plan called Methcare, and two hospital plans, the Rainbow primary and the Footprint primary. Once you have determined which of these benefit plans best suits the needs of yourself and your family take the next step and sign up.

If you and your family do not have any type of medical cover, it is time that you look into finding an option that will serve what you need. Do not wait until you or one of your family members has a medical emergency to look for the medical cover you need. Do that today.

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Nampak Medical Aid Merges with Discovery Health

Quality medical coverage is something that is important to everyone. Without some form of medical coverage, or medical aid scheme in place, if you or your family members fall ill, or need regular medication or treatments with a chronic illness you could incur exorbitant bills. For as long as it has been around, Nampak Medical Aid has made its focus on helping its members to be healthier through various medical treatments and preventative screening processes, as well as providing the necessary emergency medical attention that might be needed. With the recent merger of Discovery Health and Nampak Medical, the initial idea of some individuals is that there will be a drastic change in the medical benefits and plans that members can choose whereas others only see this as an opportunity for better medical coverage.

One thing is for certain, whether you were a member of Nampak Medical Aid before or after the merger with Discovery Health, you and your family will still benefit from all of the medical coverage you and your family needs. One of the best aspects to choosing a policy from Nampak is that they have medical aid schemes that take into consideration the specific medical needs of you and your family. You can rest easy knowing that when you select your scheme you will be taken care of regardless of what you need. If you need to get a policy that covers hospital stays, chronic illnesses, oncology, or day-to-day benefits, you will find everything you need.

One of the best things about the medical aid schemes offered by Nampak, and now Discovery Health, is that individuals can compare each of the schemes and determine exactly which one will fit their needs the best. There is no need to get a scheme that you cannot afford or that has benefits that you do not need if it is not necessary. Whichever scheme you and your family choose to sign up for, you will know that when an unexpected accident or medical emergency strikes, you will not have to fly into a panic wondering how you will get the treatment that you need because you cannot afford excessive medical bills. Your family or yourself will be able to see the doctor that is needed or be admitted to the hospital if it is necessary.

If you have not taken the time to look into getting the right medical aid scheme for yourself and your family, then now is the time to start. If you had heard of the great plans that were offered by Nampak Medical Aid then do not worry. You will still be able to get the key medical cover that you need despite their merger with Discovery Health. Get peace of mind, get medical cover today.

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Get the Coverage You Need with Bonitas Hospital Plan

You are young, fit, and healthy. The last thing that you ever need to worry about is having a medical aid scheme for yourself and your family members. This may be the mentality that you have, but the truth of the matter is everyone should have some sort of medical aid scheme in place to help take care of things when emergencies occur. Though you may feel that you are invincible and that you and your family will never get sick or have any sort of accident, though that would be nice if it never occurred, the truth is illnesses and accidents happen every day to even the healthiest individuals. It is for this reason that everyone, no matter what age or level of health, needs to have some sort of pre-existing medical aid scheme such as Bonitas Hospital Plan. Having one of these plans in place will help you to deal with the unexpected medical emergencies or illnesses that can happen.ID-100120626

When you start looking into a medical scheme for yourself and your family, you need to consider what type of cover you need to have. Do you only need to look for medical cover for yourself? Does any member of your family, that you have to get coverage for, have a pre-existing medical condition that needs special attention? Are you on a tight budget so you can only afford a very basic plan that doesn’t have all the extra benefits of expensive plans? Regardless of any pre-existing medical conditions, or your budget, you are sure to find a Bonitas Hospital Plan that will work for you and your family.

With Bonitas, you can choose for a couple of different options, the BonEssential and the BonCap. Both of these plans will provide you with the coverage that you need should you, or your loved ones, require hospitalization due to an unforeseen accident or illness. You will not have to worry about how you will pay for the hospital stay or the treatment with one of these plans in place. Both of these plans cover hospital visits and cover 26 chronic conditions that you are your family members may have or be diagnosed with at some point. Of the two policies, the BonCap is a more elaborate plan that offers the individual more benefits. Some of the additional benefits include coverage related to optometrists, dental services, and pharmaceutical needs in addition to hospital stays.

If you have yet to get yourself some type of medical aid scheme for yourself and your immediate family members than look into one of the Bonitas Hospital plans available and have the peace of mind that comes with knowing when illness or accidents happen you are covered.

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Understanding Medical Aid Late Joiners Penalties

ID-10087493There are a number of complex issues that affect medical aid programs and it can be difficult to understand all of the ins and outs. One of the common areas that causes confusion for medical aid members is late joiner penalties. Let’s take a look at Transmed medical aid as an example in order to explain the basics of something that is a feature of the majority of medical aid programs.

What Is A Late Joiner Penalty?

A late joiner penalty is not a one off fee like many people assume, it is a penalty that will be applied to your medical aid payments for the rest of your life. A late joiner penalty is applied when you apply to join a medical aid plan at a certain age. It means that the premiums you pay will be higher than those paid by regular members. The late joiner penalty usually applies to those aged 35 years and over. The penalty is generally between 5% and 7% and is determined by a formula which is outlined in Regulation 13 of the Medical Schemes Act (131 of 1998). The ins and out of the late joiner fee may differ from scheme to scheme, for example with Transmed medical aid the penalty is imposed on applicants over the age of 35 years who have not been a member of a medical scheme since 1 April 2001 without a coverage break exceeding three consecutive months.

Why Do Late Joiner Fees Apply?

If you look at the Transmed medical aid scheme, the members cover a diverse age range from 21 years to 75 years and older. It is pretty logical to consider that the younger members are healthier than the older ones in most cases. The younger members are more likely to be participating in sports and generally leading a healthier life style, which may mean they claim often for sports injuries and preventative benefits. However, older members are more likely to have ongoing health conditions that require regular claims. In short, older members are more demanding than younger members. If a member joins young then by the time they reach an age where they have a greater need for medical care then they will have paid in enough money to cover that additional need. However, if they join at a later stage then they are depending on funds paid in by younger members. If you consider it this way then it is not unreasonable to expect those joining at a later stage to pay a little extra to compensate for the years they have missed!

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Is Sab Medical Aid The One For You?

The health, happiness, and well-being of your loved ones and yourself are generally at the top of most individuals list of priorities. Despite this thought and belief, there are many individuals that forget the importance of getting the correct medical aid scheme. A proper medical aid scheme is critical when it comes to the health of your family. Without a good plan in place, if something is to happen to yourself, or one of your dependents, there is a possibility that proper medical treatment and/or required hospitalisation may not occur. By taking the time to select a medical aid scheme that is right for yourself and your family you will be able to rest easy in the knowledge that you are covered. In the unfortunate event that one of you come down with an unexpected illness, or have an unforeseen accident, you will not have to wonder how you can afford the treatments and medications that you will need.

ID-100103223If you are uninsured and are looking to find a medical aid scheme that will work best for you and your family then consider the different plans available with Sab Medical Aid. They offer different plans that suit a variety of needs and budgets. The plans they offer are Essential Options Benefits, Comprehensive Options Benefits, Premium Table Essential Option and Premium Table Comprehensive Option. Each of these plans were designed to meet the different needs that individuals and their families have when it comes to preventative medical care, diagnosis, treatment, hospitalisation and so much more.

Each of these medical aid schemes offered by Sab Medical Aid offer a wide array of medical benefits at various levels. Just a few of the benefits that will be covered regardless of the scheme that you select include dental services, mental health assistance, ambulance services, optical services, alcoholism and drug dependency treatment. There are a host of other benefits that each of the different plans offer that will guarantee that you and your family will be taken care of regardless of your medical condition.

Do not risk the health and well-being of your family by not taking the time out of your busy schedule to find the perfect medical aid scheme for your family. By determining exactly, what you need by way of treatments in case of emergencies, as well as preventative medical treatments and diagnosis, you will not have to worry about how you will pay for the medical assistance that you may need or require at some point in your life. Do not leave your health and medical treatment to chance. Choose the one of the plans offered by Sab medical Aid and never worry about what you will do in the event of a medical emergency or illness.

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