You may be giving consideration to signing up to a medical aid scheme, however, you may be feeling a bit overwhelmed by the vast array of different schemes being offered by various companies. With so many companies offering different levels of medical care at various prices, you need to make sure that you sign up for one that best suits you and your needs, as well as the needs of your family.
It is because of the vast array of choice that you may come across, that companies such as Naspers Medical Aid offer only two healthcare options, known as the N Option Basic and the N Option Plus. Both schemes offer a basic level of care which you would come to expect from a reputable medical aid company. Access to things such as a doctor (GP), prescription medication, dental and optical check-ups and transportation to hospital in an emergency, are just some of the services you should expect as standard.
For people with chronic illnesses who are expecting multiple stays in hospital, or lengthy stays in hospital as well as long periods of medication, then the N Option Plus scheme is the right choice for them, as it offers more flexibility. Lengthy treatments, and stays in hospital, can cause medical bills to spiral out of control. That is why, if this is something that you think is going to happen to you, you should be looking at signing up to the medical aid package that will cover treatment for long term chronic illnesses.
If you are young and of good health, and you are not expecting to be seriously ill in the immediate future, then you are probably better off opting for the medical aid package that offers just the basics, such as emergency transport to hospital, access to a general practitioner and prescription medication.
Naspers Medical Aid, work in tandem with a number of top quality healthcare professionals, in order to offer their members the best possible medical care possible. From family doctors to dentists and optometrists, when you sign up for a medical aid policy with Naspers Medical Aid, you are gaining access to the best possible level of healthcare in your vicinity. You will also be able to sit back and concentrate on your recovery, rather than stressing yourself out about the possibility of having to pay large medical bills at the end of your treatment.
Selecting the right medical aid scheme will depend on your personal circumstances, as well as the amount of money that you have available to spend on the premiums each and every month. Whichever policy you choose, make sure that you are getting the access to the services you require at a price you can afford.
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Established for the employees of Media24, their affiliates, as well as their qualifying family members, Naspers medical aid provides quality medical cover for all potential medical issues. With this company, this medical cover was not something that was a suggestion, but signing up for one of the plans was compulsory as employees. By making this a rule, employees were guaranteed to be covered for not only standard treatments and diagnosis but also were provided with the necessary cover needed in the case of medical emergency.
Naspers medical aid has a unique distinction with respect to membership limitations and cancelling of medical aid plans. There are times when for whatever reason, whether it is an illness or possible permanent disability that a member is no longer able to continue his or her job. In many cases, if maintaining a job is a requirement for keeping the medical aid scheme that the member has, the inability to perform that job could result in the loss of medical aid. In the case of Naspers, if an individual loses their job, there are circumstances in which they can still keep their benefits. If a member is reassigned to a different job in the company, they are also able to keep their medical aid. With relation to retirement, employees and their dependents are still able to maintain their cover, even after they have quit working. The last unique feature for this medical aid is the fact that, if a policyholder passes away, the qualifying family members of the deceased can still keep the medical aid plan that has been purchased so long as the payments are maintained.
The two plans that employees and their family members can select from are the N Option Plus and the N Option Basic. Of the two plans, the N Option Plus is the most comprehensive medical plan of the two offering a variety of benefits the N Option Basic does not. Both of these plans have one common and prominent feature between the two, and that is they both have the Chronic Illness coverage, that many people need. Some of the chronic illnesses that are covered include asthma, diabetes, glaucoma, epilepsy, and rheumatoid arthritis. There is an additional disease list that is only covered by the N Option Plus plan, these include Psoriasis, clinical depression, Alzheimer’s disease, and chronic back problems. Additional coverage is related to hospital stays, medicines, coverage for emergency services when accidents occur and a variety of other testing that may be required.
If you or your family members work for Media24 or their affiliates there are two plan options that you can choose from with Naspers medical aid. Both of these plans offer a variety of basic services. Of the two, N Option Plus is the more comprehensive of the two. Whichever plan you choose for you and your family, it is better than having no plan in place when medical issues arise.
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