When you need urgent hospital treatment, it is good to know that you have a medical plan that is going to cover you for that eventuality. However, a lot of medical plans do not offer the necessary reimbursements that people need when they have had to endure a lengthy stay in hospital. Let’s face it, no one likes the idea of having to stay in hospital, and although we are grateful for the care they provide, given the choice no one would want to stay any longer than they had to. That is why it is important to have sufficient healthcare coverage from your medical aid policy, in order to have one less thing to worry about when you have been hospitalized.
A hospital plan from Bonitas will provide that security that you need, so that you know you are not going to have to face the prospect of your hospital care being terminated before it has been completed. Bonitas offer a number of different hospital plans, five in fact, that have been especially tailored to offer something for everyone, no matter what their age, lifestyle and financial situation. No matter if you are restricted in your budget, or whether you can easily afford the higher monthly payments of a comprehensive plan, there is a Bonitas hospital plan to suit you. It is because of this variety in the amount of healthcare policies that they provide, that has seen Bonitas become the second largest and longest serving medical aid provider in South Africa.
The five policies that Bonitas offer are known as, Bonsave, Standard, Primary, Boncap and Bo Comprehensive, and they all offer something a little bit different. For those people who are still young, free and single and in good health, the Boncap option is often the most popular, as it is a policy that meets the basic needs such as access to a GP and preventative care and medication.
For those people who are on a tight budget but who still want a good healthcare package, the Bonsave option is going to be right for them. However, those people who need a lot of medical assistance and who may be suffering from a chronic ailment, then the Bo Comprehensive package is the way to go as this is the package that covers multiple and lengthy stays in hospital.
The Bonitas Hospital Plan schemes all provide varying degrees of hospital coverage, and they also differ widely in the cost of the premiums that you are going to have to pay each and every month. However, there is a good solid selection of hospital plans, and there is bound to be one that will suit most personal situations.
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Those that devote their time, energy, and lives to protect the well-being and safety of the rest of the populous need to know, should something happen to them, while on duty or off, that they are covered medically. The South African Police Service is an incredibly important group of people who need to have the assurance that their medical needs are covered. In order to ensure that they are taken care of, as well as their dependants, there is POLMED medical aid. This medical aid scheme is specifically for this group of individuals who spend their lives looking after others and enforcing the law. Unlike other medical aid schemes that are offered in South Africa, this is a closed medical aid scheme only for the employees of the South African Police Service (SAPS) and their families.
Designed to provide the absolute best services for employees of the South African Police Service and their dependants, POLMED medical aid offers a wide variety of different services. There are services set in place that are strictly there for preventative care purposes. If individuals are able to have regular check-ups and other care, such as access to dental care and optometrists, potential problems can be avoided, or damage can be reduced. POLMED also has in place coverage for those that plan to get, or are pregnant, along with treatment and care for chronic medical problems, as well as a Confidential HIV Risk Management Program.
Unlike other medical aid schemes available, POLMED medical aid has the POLMED 60+ club for its members. This Club was designed with one goal in mind, to educate the older generation on how they can approach aging. The club offers information that can help with empowering members on how it is possible to age in a healthy way. It helps them learn how to cope with the various illness and diseases they can suffer from as they age. Finally, it also teaches the older generation to enjoy this later stage in life and all of the opportunities that come with it, instead of approaching aging with a negative attitude.
In addition to the programs established for the elderly, and all of the preventative care programs in place, POLMED Medical aid also offers the security that individuals need on the occasion that the unexpected accident or medical problem arises. If there is a need for hospitalization or emergency treatment with POLMED, there is no need to worry about how you are going to get the treatment that you need or how those treatments are going to be paid for by you and your family. If you or a member of your family is with SAPS, POLMED is the ideal medical aid programme for you and your family that will afford you peace of mind.
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Every day we wake up, we have a number of responsibilities that we have to attend to not only for ourselves but also for our loved ones that depend on us. This includes taking care of the home, working, and the list goes on and on. One of the most important things that we need to take care of in order to make sure that our family is ok is our health. Living a healthy lifestyle is an incredible important part of anyone’s life. Living a healthy lifestyle for many individual means eating healthier, getting regular exercise, but it also involves having a medical aid scheme in place to help take care of our health in case a medical emergency of some sort happens.
Pharos medical aid is one company that prides itself on going that extra step to ensure that those beneficiaries of any of their plans are taken care of under any circumstances. Their plans are designed to take care of those individuals with chronic or pre-existing conditions, provide preventative care, and be there when the unfortunate accident or illness occurs at the worst possible moment. It is important, in a world of uncertainty, that you do not risk the health and well-being of your family by not having a quality medical aid scheme in place for not only the emergencies that can occur but also for the routine medical care that you need for preventative measures.
For those of you that are on a tight budget, that do not believe they have the ability to afford any type of medical aid scheme, this is false. Pharos medical aid has options in place for you to help you get the medical cover you need. They know that it can be difficult to get medical cover, which is why they offer a 50% reduction in rates, for those individuals that qualify, that earn less than R7500. The also offer significant discounts to those individuals under the age of 21.
Take the time to look into the different plans that Pharos Medical Aid offers individuals and families. There are three comprehensive plans, the Rainbow, Paladin, and Footprint, the Rainbow Plus with a savings plan, a traditional plan called Methcare, and two hospital plans, the Rainbow primary and the Footprint primary. Once you have determined which of these benefit plans best suits the needs of yourself and your family take the next step and sign up.
If you and your family do not have any type of medical cover, it is time that you look into finding an option that will serve what you need. Do not wait until you or one of your family members has a medical emergency to look for the medical cover you need. Do that today.
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