It was the Barrow family that first founded Fedsure Medical Aid, way back in 1939, and it was set up to enable those workers employed in the building industry to have access to quality health care. Fedsure Medical Aid is now a part of the Medishield family of healthcare providers, and they offer a wide range of different medical plans to suit all lifestyles and financial situations. In this article, we will delve deeper into the advantages of being a member of a medical aid scheme, and how you can go about selecting the right option for you.
Their Medivalue option is at the lower end of the healthcare plan scale although it still offers a lot of cover for the money. There is provision for hospital admission and treatment, as well as other benefits.
The next option is the Mediplus Option, and this healthcare plan has been designed for those people that have family to look after. It offers a wider range of healthcare options and is more suited to those people that are middle to upper income earners.
Finally, there is the Medibonus option, which has been designed for professional people, and it is the top of the range option for large and wealthy families. There is no limit to the amount of cover and is also suited to those people that are in need of intensive medical supervision and treatment.
Not having a suitable level of healthcare provision is something that should be corrected at the earliest opportunity. With the cost of private medical treatment soaring, it is important that you have some way of covering the costs of the treatment you might receive. There is really no excuse not to have a suitable amount of medical cover, as the cost of the premiums have been lowering as more medical aid companies join the marketplace.
There are many different medical aid companies out there and trying to find the right one can take time, however, it is worth conducting a little research in order to find the right healthcare plan for you.
With any luck, you will have a long and healthy life, nevertheless, there are going to be times when illness or injury are inevitable, and it is at times like these when you will be grateful that you have signed up to a suitable medical aid scheme.
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For the majority of people, medical aid is merely an additional element of our lives; however, in reality it was first launched in 1950’s America, and only made its way to the republic of South Africa in the ‘80’s. The original medical aid schemes in the republic of South Africa began life as a hospital cash-back scheme and these schemes are still to be found in lots of countries throughout the globe.
When medical aid schemes were first launched in South Africa in the eighties, it was the only product of its kind available, yet by the end of the decade, in excess of 50,000 policies had been snapped up, sold by medical aid companies such as, Momentum Health.
When the first medical aid packages came available in South Africa, they were limited to groups and were popular with companies who wanted to give their employees some medical cover. Yet in the early years of the 1990’s, individual medical aid schemes became available, and it was not long before there were many different medical aid providers offering medical aid packages.
Amazingly the critical illness cover that nearly all of the main medical aid providers proffer across the globe was originally initiated in the republic of South Africa during the middle of the 1980’s. Not long after critical illness cover became available there was also the option for disability cover as well, and that is when medical aid cover began to look like it does today.
By the mid-nineties, there were a large amount of South African residents who were subscribing to medical aid schemes that included critical illness cover and disability options. This upward trend in South African citizens opting for medical aid, that includes disability and critical illness, continued to rise during the 1990’s, and by the end of the decade, the medical aid market in South Africa was well and truly at the forefront of private medical care.
Since the start of the new millennium most of the medical aid providers such as Momentum Health, have added more and more different ailments and long-term illnesses to the list of things that can now be covered. Illnesses such as AIDS and HIV can now be found on the list of ailments and diseases that can be covered by medical aid policies. For the reason that South Africa has a high rate of people with HIV and AIDS, the inclusion of these illnesses on medical aid policies was seen as a watershed moment in private medical care.
Medical aid schemes such as those being offered by Momentum Health are constantly changing to suit the needs and lifestyles of certain demographics of South African society. This means that all of the companies that are currently offering medical aid schemes have a lot of different policies available for the average consumer to choose from. This can make choosing the right medical aid package a bit of a difficult task for those who are not entirely sure what cover they need.
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Health Insurance Forum (Photo credit: Aaron Landry)
Everything in our lives needs to be protected, from our homes to our vehicles and most importantly to our health. Although having no or very basic coverage may result in the loss of your home or vehicle, as devastating as that may be, they can be replaced. For those individuals that do not have some form of health coverage, or those who have the wrong medical aid scheme, there could be serious health ramifications. With the wrong or no medical aid scheme, if individuals have to be hospitalized for any reason, there is a good chance that the individual and their family could suffer serious financial instability.
For individuals living in South Africa that do not have a medical aid scheme, there are many options available. Regardless of your financial situation, or the type of coverage that you and your family require there are options available. There are medical aid schemes that are designed specifically for different groups. Medical scheme providers have created coverage that is specifically for individuals that are young and single, to individuals that are just starting their families.
No matter what your age or your financial situation, there are medical aid schemes that will offer you the benefits that you need and require. One thing that has to be considered before you commit to a medical aid scheme is if the plan you are choosing covers any preexisting conditions and if you will need additional benefits to ensure that your health is covered.
If you are searching for a good medical aid scheme, be aware that there are a number of companies in South Africa, which are offering a variety of plans. Talk to friends and family members to get their input on the experiences they have had with their insurance company. Make sure that when you do decide on a medical aid scheme that you talk to the company providers directly to insure that you are aware of all of the benefits and coverage that the scheme you want offers. With a bit of research and thought, you can find an affordable and quality medical aid scheme for you and your family.
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It was the Barrow family that first founded Fedsure Medical Aid, way back in 1939, and it was set up to enable those workers employed in the building industry to have access to quality health care. Fedsure Medical Aid is now a part of the Medishield family of healthcare providers, and they offer a wide range of different medical plans to suit all lifestyles and financial situations. In this article, we will delve deeper into the advantages of being a member of a medical aid scheme, and how you can go about selecting the right option for you.
