Not one person likes to contemplate illnesses and medical emergencies; however, it is one of life’s certainties that it is going to happen to all of us at some point in our lives. As people look after their most valuable possessions, they tend to forget to look after the most important, their health, and this can cause significant problems.
Medical care costs can be astronomical, especially if you have to stay in hospital for any length of time, and because we do not know what kind of medical problems the future may hold for us or out loved ones, it is a good idea to have the right kind of medical aid cover. Worrying about large and out of control medical bills is not something that most people want to worry about when they are trying to get better after a bout of illness. That is something that many people are facing though, when they fall ill and do not have the necessary medical aid coverage on their policy, or indeed, no medical aid policy at all.
Because there are a lot of different medical aid companies all vying for your custom, it can appear a little daunting when the time comes to actually start looking for a suitable medical aid policy. Before you start your search, you should take into consideration any pre-existing health problems that you or your loved ones might have, as this could affect the kind of policy you need to sign up to.
Some healthcare providers have a plethora of different policies form which to choose from, however, this can make things complicated when you are trying to compare different policies, their merits and their costs. Thankfully, the people at Afrox Medical Aid want to keep things simple, so they have kept the amount of healthcare policies they provide, down to a minimum. That is why they only offer two different medical aid policies, the Base Plan and the Diamond Plan.
Both the Base Plan, and the Diamond Plan, offers their members the very basic requirements that you would expect to find, such as transportation to hospital and access to a GP. They will also pay for dental and optical treatments as well as medications. The Diamond Plan is the one to go for if you are expecting to need a lot of medical treatment, as there are fewer restrictions on this policy compared to the base plan.
Both plans are good value for money, and whichever one you choose, your choice should come down to the amount of money you wish to pay in monthly premiums, as well as the level of medical assistance you feel you need or may need in the future.
