In order to avoid the lengthy waiting times and less than top notch healthcare that you can expect to receive at a public run medical facility, you might want to consider the ever growing band of people that are joining medical aid schemes. Cheap medical aids in South Africa are becoming more abundant, thanks to the number of medical aid companies that are now able to offer a broad range of healthcare plans. With so many different companies all offering medical aid membership, and with most of them offering anywhere between 3 and 12 healthcare plans, it has never been easier or cheaper to get assistance with medical costs.

One of the good things about cheap medical aids in South Africa is that they are fair to everyone. Every member of the same healthcare plan will be expected to pay the same amount for their premium, meaning that there is no prejudice relating to whether you have a long term illness.

You may incur a small financial penalty if you join a medical aid scheme and you are aged over 35 to 40 years old, but that is normal practice, as you will be seen as a slightly higher risk. This is just a way in which the medical aid company can cover itself against the higher possibility that you will need medical treatment during the length of your contract.

Cheap medical aids in South Africa will also not discriminate against those people that are suffering from a chronic illness, as there are many healthcare plans that will be able to meet the needs of someone that has a long term health problem.

Most medical aid providers are non-profit organizations, which mean that none of the money taken from members for their premiums is paid to shareholders, rather it is used to cover the costs of treatments when their members need it.

As you can see, there are many benefits to joining a medical aid scheme, none more so than having the peace of mind that comes with knowing that you are covered against high medical bills. Despite the fact that medical aid is easier to find than ever before, too many South African citizens are still not a member of a healthcare plan, and they are putting their health, and the health of their loved ones at risk.

How to Acquire Cheap Medical Aid South Africa

When it comes to choosing a medical aid plan, you might be slightly overwhelmed by the sheer number of different medical aid companies all trying to sign you up as a member. Not only are there hundreds of medical aid companies, most of them also have more than one or two healthcare plans on offer, meaning that there are literally hundreds or thousands of healthcare plan options to choose from. Cheap medical aid South Africa does mean that you are going to be faced with a huge selection of healthcare plans, and trying to find the one that suits your circumstances amongst all of them can be a bit of a challenge.

In order to make the process of choosing cheap medical aid South Africa, you need to look closely at your own set of personal circumstances. If you live alone and do not have any dependents, then you may have more money to spend on a more comprehensive medical aid plan. Of course, you could be on a low income, which might restrict your choice somewhat, however, even under those circumstances there are healthcare plans that will suit.

Being married and with a family means that you will want a healthcare plan that covers you and all of your dependents, and a more comprehensive plan can help you to meet the costs of a whole range of medical problems. Cheap medical aid South Africa will ultimately depend on your circumstances as well as how much you can afford to pay for your premiums each month.

Not only should you consider your circumstances and lifestyle in the present, but you should also look at any possible changes that may take place in the future. You may well be young, free, single and in overall good health now, however, an injury or illness can happen when you least expect it, so if you can afford to pay a little bit more for a more comprehensive healthcare plan, you could be saving yourself money in the future.

Hospital bills can soon add up, and these are the type of medical expenses that a lot of people find difficult to pay. Most basic healthcare plans are designed to help cover the costs of hospital treatments, as well as transport to hospital in an emergency, however, some do have a limit on how much they will pay out, so it is worth checking each policy carefully.

Cheap Medical Aid in South Africa is Easier to find than you Might Think

Every family needs to be prepared for the day when one of their number falls ill, which unfortunately is one of the facts of life. Being ill and not having any medical aid cover is something that happens to thousands of South African citizens every single day. Yet despite that problem, only about one fifth of the population of South Africa has joined a medical aid scheme. This is a shocking statistic when you consider that cheap medical aid in South Africa is more readily available than ever before.

Joining a healthcare plan can help to alleviate the stress and worry of trying to find the money to pay for intensive and prolonged medical treatments. Seeing a family member fall ill or become a victim of an accident is not a nice experience, and without medical aid cover, you will have the added stress that comes with funding their treatment. A healthcare plan can give you peace of mind when the time comes for you or a family member to receive costly medical treatments.

Cheap medical aid in South Africa has never been more readily available, thanks, in no small part, to the sheer amount of medical aid companies that has sprung up all over the country. In the past, medical aid cover was beyond the financial reach of a lot of people, however, that has all changed and there are so many different levels of healthcare plan, that it really is easy to find cheap medical aid in South Africa.

From chronic illness cover to hospital plans, there is a healthcare plan to suit everyone, no matter how tight their budget is. Even people with HIV are not exempt from becoming a member of a medical aid scheme, nor will they be expected to pay higher premiums than non-HIV positive members on the same plan. This makes medical aid schemes a lot fairer than traditional health insurance schemes, where a person would need to undergo a medical in order to qualify, and any long-term illness that are detected could lead to them being rejected.

Becoming a member of a medical aid scheme makes sense, not only to help you with the costs of decent medical treatment, but also to take the financial stress and worries away at a time when you need to concentrate on your recuperation.

The Flexibility of Bonitas Medical Aid Plans

No two personal circumstances are ever the same, and if you have a family to care for your medical treatment needs are going to be a lot different to someone that only has themselves to look after. It is for that reason that you need to take a closer look at your medical aid plan in order to be sure that you are covered against the problems that could arise in your situation. Being single means not having to worry about dependents and their health, whilst having a family means that there is more need for greater coverage. There is no point to having medical aid cover that either covers you for things you don’t need, or does not cover you for things you do need, so it is important to check your policy.

Bonitas Medical Aid Plans are designed to meet the needs and modern lifestyles of a broad spectrum of people from all walks of life, so that when you sign up, you can relax, knowing that you are completely covered.

For those of you that are looking to save money on their medical expenses, there are a number of traditional plans that Bonitas Medical Aid Plans have for you to choose from. Traditional healthcare plans do not contain an option for a savings facility, and these plans are ideal for those people that only want a non-complicated level of medical aid cover. Some of the things that are covered by traditional healthcare plans include, hospital treatments, emergency transport to a private hospital by ambulance, as well as day-to-day healthcare such as dentists and doctors.

For those people with a bit more money to spend, the new generation medical aid plans come with a savings account, and the flexibility to allow you to choose how to manage your medical related expenses.

Bonitas Medical Aid Plans also have a selection of hospital healthcare plans, and these can help take away the financial strain that comes with receiving treatment in a private hospital. These plans are ideal for those people that have enough money to cover their day-to-day medical expenses, but that wish to have a financial safety net should they end up in hospital for treatment.

Joining a medical aid scheme makes so much sense, yet there are still millions of South African citizens that are without the protection that a healthcare plan can provide.

Filling in the Bonitas Medical Aid Application Form is Easy

The thought of falling seriously ill through injury or from a chronic condition is not something that many people would want to consider. Nevertheless, illness will affect everyone at some point in their lives, and to varying degrees of seriousness. When a serious injury or illness strikes you or someone in your family, the news can be devastating, and trying to find the best possible treatment at such a time can be difficult if you have not made any provision for ill health. Being a member of a medical aid scheme is one way to take away some of the stress and worry of finding proficient medical attention when you need it.

Medical aid schemes in South Africa have been around for many years now, however, only around 20% of the population have signed up to one. This figure is disappointing because with so many different medical aid companies all vying for new customers, it has never been easier or less expensive to join a medical aid scheme.

If you think applying for a medical aid scheme is difficult or complicated then you could not be more wrong, and it is in fact as easy as filling out some of your personal details. The Bonitas Medical Aid Application form is available on their website, and all you need to do is to fill out some very basic personal details, name, address, email, telephone number etc. Once you have filled out the contact form on their website, a representative of Bonitas will contact you to talk about your medical aid options.

As soon as you have completed the Bonitas Medical Aid Application Form, and spoken to a company representative, you will be put in touch with a broker who will get you signed up. After the broker has gone into more details about the type of cover that you need to meet your current and future circumstances, all you need to do to get covered is to fill out a more detailed Bonitas Medical Aid Application Form and then you are covered.

Becoming a member of a medical aid scheme makes sense so that you can cover the costs of medical treatment during the times when you are sick or injured. Not having medical aid cover can leave you or your family with the problems connected with trying to find the money to pay for your medical bills.

Bestmed Medical Aid and Why Joining a Healthcare Plan Makes Sense

Because illness and injury can happen at any time in a person’s life, it is important to make sure that we receive the best possible medical treatment we can. In order to get the best medical treatment available, it is a good idea to join a medical aid scheme. A medical aid scheme will take the sting out of having to pay expensive private medical bills, at a time when you need to be concentrating on getting back to full fitness. Bestmed Medical Aid is one such company that has been providing private healthcare schemes to the citizens of South Africa for a number of years.

Although, continued good health should be important to you, it does not mean that you need to pay more money than you need to, so it is a good idea to compare healthcare plans from a number of different providers. By being careful, you can avoid signing up to a medical aid company that only cares about taking your money rather than looking after your health.

Comparison sites are a good place to start, as you will be able to enter some of your details and you will then be presented with a number of different healthcare plan options. With all of the data being displayed side-by-side on a single page, you will be able to compare the amount of healthcare cover from different companies, as well as the cost of the premiums.

Bestmed Medical Aid is one company that has been providing private medical aid schemes for a number of years, and they are a company that cares about the welfare of its members. Bestmed Medical Aid offers a unique package of different healthcare options, which are suited to people no matter what their medical history or lifestyle. They can provide healthcare plans that cover a number of different chronic and long term illnesses, such as HIV and cancer, as well as offering plans that cover treatment costs if you need to stay in hospital. You can also find help for day-to-day medical costs for such things as dental treatments and visits to a GP.

At the end of the day, the health of you and your family should be of the utmost importance, and in order to make sure that you have access to the best medicines, doctors and surgeons, being a member of a medical aid scheme makes sense.

Best Med Medical Aid and Medical Aid Schemes

One of around 100 medical aid providers, Best Med Medical Aid aim to provide a range of healthcare plans that are suitable for people from all walks of life, and not only that, they are also a non-profit making company. This allows them to offer a service that looks after its members rather than a lot of shareholders. They are committed to using the contributions that their members provide wisely and responsibly in order to provide healthcare schemes that cover a multitude of different ailments. In this article, we will take a closer look at what Best Med Medical Aid has to offer.

Best Med Medical Aid offer three different types of medical aid scheme, and they are Beat, Pace and Pulse. There are four healthcare plans in the Beat range, and they all offer a range of hospital cost cover that is flexible in order to cover the costs associated with hospital treatments. The Pace healthcare range also has 4 variations, and it offers much more in the way of hospital benefits, however, they are also able to cover other expenses out of hospital. The Pulse healthcare range is able to offer complete hospital benefits as well as a lot more out of hospital cover.

The competition for customers amongst medical aid schemes is fierce and this has caused the significant lowering of the costs of the premiums that people must pay. The basic healthcare plans are amongst the cheapest, and this is because they are able to offer a limited amount of cover against the expenses associated with treatment in hospital.

Joining a medical aid scheme is the best way to get private medical treatment in South Africa, yet there is still a large percentage of people in the country that do not have medical cover. Being a member of a medical aid scheme is one way in which you can ensure that you and your family are able to get access to the best possible treatment. Advances in medicine and technology mean that there are more advanced treatments for a whole range of medical conditions, both minor and major. Getting access to these advanced treatments is not easy, especially when you do not have private medical cover, and therefore you could end up receiving medical treatment that is not going to make much of a difference to your wellbeing.

How Affordable Medical Aid in South Africa Works

Most private medical treatment in a lot of countries needs to be funded by a medical aid scheme. If it was not for medical aid schemes, then a lot of people would not be able to get access to private medical care.

Thankfully, medical aid does not work in exactly the same way as standard health insurance. That is to say that there are no restrictions on people that already have pre-existing health problems. No one is discriminated against just because they have a chronic illness, and every one that is on the same healthcare plan pays the same premium.

It is no secret that South Africa has a serious problem with HIV and AIDS, yet even people that have already been diagnosed as HIV positive are not rejected, and they can join the same medical aid plan, and pay the same premiums as everyone else.

The one thing about affordable medical aid in South Africa is that there is a qualifying period when a person first becomes a member of an affordable medical aid scheme in South Africa. This is a period of time that is usually around 3 months, where a medical aid customer is not entitled to claim for medical expenses.

There is one difference between medical aid schemes and standard health insurance, and that is that they are not in the business of taking premiums from their members and making a profit. All the money from the premiums paid by members of a medical aid scheme goes into covering the costs of patients when they need it most. Another benefit of medical aid schemes is that a lot of them offer what is known as a Prescribed Minimum Benefit (PMB), which allows a patient to receive treatment for a wide range of chronic ailments all year long, even if they have reached their maximum benefit costs.

There are plenty of medical aid schemes in South Africa at the moment, and there are as many as 100 different companies offering healthcare plans of one type or another. Despite having a population of around 51 million people, only about a fifth of the population has medical aid coverage. This is despite the fact that medical aid coverage is more affordable than ever before with costs of monthly premiums falling due to the amount of companies offering healthcare plans.

Platinum Health Medical Aid

Platinum Health Medical Aid gives everyone plenty benefits and medical service options and is top choice for consumers in South Africa. For example, one gets unlimited GP visits after registration. Also, patients are not prevented from seeking medical attention and care from various specialist doctors. In-hospital facilities and services are available to everyone.

Why Platinum

In treating acute diseases and illnesses, Platinum Health Care has been very kind in its supply of medications. In fact, as far as treating acute ailments is concerned, there is no limit to the amount of medications administered. Patients with chronic illnesses are still well taken care of with the supply of up to eighty medications. This shows that Platinum leads when compared to others in South Africa. As a matter of fact, most companies in South Africa only cover approximately 25 types of prescribed medications to their members with chronic conditions.

Basically Platinum acts as a one stop solution to its members. Medical attention can easily be found as Platinum takes care of internal management duties on its own. Even basic members are able to enjoy fast services as the company does the authorization duties, books placements in hospitals, manages transportation issues and takes care of its members’ accounts. One has to admit the difficulty in finding medical schemes that gets everything finished under the same roof.

Platinum ensures the correct treatment is given when they enter hospitals registered under their scheme. In short, it always displays world class quality in terms of following the right treatment protocols.

Benefits to Members

Platinum remains being one of the cheapest medical scheme providers as it only necessitates monthly contributions amounting to an average of 60% from the regular market price. At the same time, all medical facilities are placed at easy to reach locations. When members have difficulties to arrive at the appointed hospital, Platinum takes care of the transportation needs as well.

Boards of Trustees are appointed from registered members, and this shows that members have the right to make decisions for Platinum. It is also well-known as the biggest healthcare program provider in the world. Unlike other medical scheme providers in South Africa, Platinum has been very generous to its members as it doesn’t require a ridiculous increase in members’ contribution. Basic members do enjoy a lot of privileges, and one of them is the exception of paper claims and this means claims can be obtained without much hassle.

Nampak Medical Aid

Nampak Medical Aid has continued to point out the wisdom in acquiring effectual medical services quickly and professionally. Automatically, one will enjoy a good number of various medical aids with Nampak just by filling the registration form online. In South Africa, Nampak Medical Aid proves to be among the best providers. Presently, it networks with numerous other medical aid schemes in the country.
Employers, companies and the public are recurrent members of this scheme which consists of a large group of people. Nampak deals with the anxieties of many people who let them, because information on products and medical schemes they have access to is given to such people. Costumers hardly leave Nampak because all information is accessible on one website like Nampak’s.

Nampak has cushioned itself from unprecedented situations that may come at any point in time because it concerns itself with its member’s needs. The website is user friendly as intending members can easily contact Nampak on a special page. The company can also be contacted by email with ease.

Some parts on the website have been secluded to deal with the various needs of members. Members are given a different access area than that to service providers. Registration is necessary for those who want to utilize the services and medical aids of Nampak before they are allowed in the back page. Registration can be completed in a few minutes.

Nampak Medical aid provides the best beneficial plans for members and is probably the best at it. Those who want their needs to be specifically attended to, need to register with the company.

It has many professionals working round all day thus, medical cases are looked at in no time. Personally, it’s up to consumers to choose which medical aid schemes they want. Higher income earners can always opt for a more expensive monthly contribution plan, as this plan guarantees waived annual limits.

Registering of Members with Nampak has its advantage. For example, the company provides coverage for beneficiaries and maternity needs, provided that a member chooses the right medical aid scheme. All in all, registering with Nampak gives a member a lot of medical and financial benefits.

Category Archives: Medical Aid

Cheap Medical Aids in South Africa and How to Find it