Profmed Medical Aid scheme is a healthcare scheme that provides a number of different healthcare plans to professional graduates only. This is a medical scheme which is not available to the general public, and therefore there are certain membership requirements that need to be met before membership is granted. In this article, we will take a closer look at this particular healthcare scheme.
The Profmed Medical Aid scheme is only open to those people that have completed a degree course or its equivalent for a minimum time span of 4 years. Due to the fact that the scheme is restricted in this way, Profmed Medical Aid is able to offer their members some of the cheapest medical aid rates in South Africa at the moment.
There are currently five distinctive healthcare plans on offer from Profmed, and these range from basic entry-level insurance plans, to those that offer much more in the way of comprehensive medical coverage. The basic level of healthcare is the ProActive plan, which offers coverage against hospital admissions and treatment. For those people looking for a hospital cover plan that also includes cover against treatment by a specialist, then there is the ProSecure option, which is the mid-range healthcare plan.
The most comprehensive medical cover can be found in the ProPinnacle option, as this not only covers hospitalization, but also allows for the patient to have their own private room whilst also covering treatments by GPs and specialists. Not only that, but it also covers a number of chronic illnesses, which can be expensive to treat over a long period of time. There is also a preventative care option too, a series of programs and advice on how to avoid illness and treatment in hospital by taking preventative measures.
Illness can afflict even the healthiest of people, and when it happens, it is a lot better to know that you have the right level of medical insurance to help you when you really need it. Too many people are risking their health in the long term by not having any kind of medical insurance at all, and this can be a big gamble, because you never know when a serious illness is going to strike you. In the same way that you do not know when you are going to be involved in an accident that could end up with you needing expensive hospital treatment.
