There are many healthcare plans to be found in South Africa at the moment, and most of them offer a comprehensive level of cover, with chronic illnesses and unlimited visits to a GP included. These plans are ideal for those people that can afford the higher premiums, as well as those people that are suffering from a pre-existing illness and who needs constant medical care. However, what options are there for people in good health that can afford their medical bills, yet want a basic level of medical coverage? In this article we will take a closer look at one such option, the hospital plan.
When it comes to defining medical aid plans, a hospital plan is often seen as an entry level healthcare plan, and this is due to the reason that only hospital expenses are covered. However, you will also find that hospital plans are a lot less expensive when it comes to their monthly premiums. A lot of healthcare plans have a habit of charging you lots of money, yet leaving you lacking when it comes to coverage. A Fedhealth Hospital Plan is there when you need it most in order to help you meet the financial commitments that come with staying in hospital for long periods of time.
A Fedhealth Hospital Plan will assist with taking care of both you and your family should the need arise for a spell in hospital due to illness or injury, all with a low monthly payment. There are a number of elements within a hospital plan that can be covered, such as maternity cover, the treatment of pre-existing chronic illness or even payments for x-rays and other treatments.
A Fedhealth Hospital Plan is designed for those people that are in relatively good health, and they have the ability to pay for their medical bills. People that are in good overall health do not need to visit a GP or specialist that often in a 12 month period; this means that they only really need to protect themselves from the expenses that can arise from lengthy or intensive hospital treatment. Most hospital plans include emergency transport to hospital which is one less expense to worry about. Hospital plans can also be useful if you are unable to look after your family due to not being able to work because of disability.
