When asked why they do not have private health insurance, a lot of people often state that they cannot afford to pay the high cost of the monthly premiums. This is especially so when those people asked are on low wages, and they will say that there simply is not enough spare cash available at the end of the month. However, essential medical aid costs are coming down, with many medical aid companies offering their basic healthcare plans for only a few hundred Rand per month. In this article, we will look at some of the reasons why everyone should consider signing up to a medical aid scheme, even if it is only a basic one.
Hospital treatment is something that almost everyone will need at some point in their life, and this is also something that is the most costly of all medical treatments. Not having medical aid cover will leave a person relying on the state owned medical facilities, with their lengthy treatment waiting times and their less than stellar treatments. Being covered against the expense of private hospital care is something that everyone should look into, especially those people that are getting on in life and who may need urgent treatment in hospital. Having said that, basic hospital plans are just as essential for young and fit individuals too, as you never know when you are going to need urgent medical attention in hospital, and the costs can soon add up to a tidy sum. There really is no excuse not to have hospital cover, and essential medical aid is now cheaper than ever.
Putting in a claim for your hospital treatment is easy once you have signed up to a suitable medical aid scheme, and there is very little you need to do other than fill out and sign a claim form, which usually sent by the hospital to the insurance company. The money will then be paid directly by the insurance company straight to the company that is providing your healthcare, so you do not even have to worry about transferring money over to the healthcare provider, leaving you to concentrate on your recovery.
As you can see, there are many benefits to joining a medical aid scheme, none more so than knowing that you are going to get the best possible treatment without the worry of having to find the money to pay for it.
