Searching for a medical aid package that suits your needs and just as importantly, your pocket could seem like a bit of a lengthy and mundane process. This is due to the fact that there are plenty of companies across South Africa that is able to offer such arrangements. The problem comes with trying to sift through all of the different medical aid schemes. Not only are there a lot of companies offering private health insurance, but the majority of them have a number of different plans to choose from.
For those people that are only looking for a healthcare plan that covers the basics, such as a hospital stay, there is the Bonitas Hospital Plan. This plan is ideal for people that are of generally good health, but who would otherwise wish to be covered in the event that a medical emergency forces them to visit or stay in hospital. Hospital stays can be expensive, and they come more expensive the more days that a person spends in there, that is why it is a good idea to be covered against this expense.
Bonitas offer two distinct hospital plans, the BonCap and the BonEssential, and both offer a level of protection against treatments in hospital. Not only do they cover the costs of hospital stays, they also cover a number of other hospital related treatments such as, radiology, pathology, oncology and rehabilitation, and these are some of the most costly elements of a hospital stay.
However, not only do these two plans offer coverage for standard hospital treatments, but they also have a range of supplementary benefits, such as maternity care, mental health care, hearing aids and prosthesis. With the BonCap option, there is also coverage for dental and optical expenses, as well as a number of visits to a GP and a number of chronic conditions.
In addition to the two Bonitas Hospital Plans there are also a number of standard healthcare schemes which offer a much more in-depth level of medical coverage. These plans are more suited to those people with families and professional people that want a bit more coverage for their money. Needless to say, there are many benefits to be had when becoming a member of a Bonitas Hospital Plan, such as not having the worry that comes with facing huge medical bills at the end of a period of medical treatment.
