The Medimed Medical Scheme is an Eastern Cape based group that focuses on providing its members this medical care facility that expands to include a host of different elements. The way the scheme operates shoes that the active employees and their beneficiaries will the basic members of the plan. The plan also covers the retired members and beneficiaries. Usually, the conditions and terms stated in the medical aid program are complex as there are several other plans.

Many of the consumers of Medimed Medical Scheme consider it as one that gives the best value for the amount paid for the services. Also, many other options are offered from the scheme , they all have separate advantages with differentiate them.

The Four Product Groups

Alpha is one of the first product groups of Medimed Medical Scheme. They are co-payment schemes. The scheme covers complete bills for the hospitalization. For the non-admission, great plans are still offered as the costumer can get around 75 percent of the Medimed Medical Scheme Tariff rates. Dental, auxiliary costs and acute medication requirements are typically covered up to 60 percent of the tariff.

Medisave Max is the second product line the company focuses on delivering with great service. This product carries the most comprehensive package for medical treatement. A feature offered by this product is unlimited coverage for the hospitalization benefits in various private hospitals and medical centers.

We can say another perk of the Medisave Max is the chronic medication coverage, it also covers a long list of Prescribed Minimum Benefits. In short, this product has offered the market an extra R3000 for each beneficiary. Around 25 percent of the monthly premium paid into the savings account serves as the day to day benefits of the product.

Medisave Standard is the third product line offered by the company. On this product, any costs incurred by the patient while inside the hospital are paid for appropriately. Of course, the ceiling limits of Medisave Max are higher compared to this one. For the Chronic conditions and benefits, the beneficiaries are given this R1,500 for a total of R3,000 per family.

One of the most extensive in the market is the Managed Care Program of the Medimed Medical Scheme. Coverage of hospitalization from preferred providers comes with it. Just those who are allowed to administer treatments for patients are usually a list of committed providers. General Practitioners covered under this list are typically those structured under the Nelson Mandela Metropole.

What is the Discovery Health Medical Scheme?

A large portion of the people currently living and working in South Africa do not fully understand the benefits and the importance of joining a good medical aid scheme. Despite the fact that people take out insurance on a number of things, such as their homes and the latest electronic gadgets, taking care of their health needs seems to come way down the list. In order to combat this ignorance surrounding medical aid schemes, the Discovery Health Medical Scheme was set up to provide affordable and detailed medical coverage.

The Discovery Health Medical Scheme is just one of a hundred or so medical aid schemes currently in operation in South Africa. Their remit is to provide access to private hospital care in return for modest monthly premiums. The healthcare service in South Africa is currently a two-tiered system, divided between private medical providers and public medical providers. Private hospital and medical treatments are usually only open to people that have the required funds to pay for it, as well as those people that belong to a healthcare plan.

The Discovery Health Medical Scheme is designed to help people to meet the costs of private medical care. There are a number of different healthcare plans to choose from, and they will all offer something a little bit different, such as hospital cover, coverage for dental and optical treatments, right up to the treatment of chronic illnesses.

Choosing a medical aid scheme to join can be difficult, and it is worth making a list of the kinds of things that you wish to be covered against, as well as figuring out how much money you have to spend. This way you can eliminate those healthcare plans that are not suitable for you or beyond your financial means. Selecting the right options in a healthcare plan will depend on whether you need to be treated for any pre-existing medical conditions, as well as whether there is any family history of medical conditions that may affect you. A lot of young and healthy people can get away with just joining a basic hospital cover plan, which will help to pay for the costs of unexpected stays in hospital. Older people, and people with families, will probably be better off to join a healthcare plan that offers a more detailed level of coverage for more day-to-day medical needs, such as access to a GP or dentist.

Cheapest Medical Aid in South Africa is Now Available

Medical aid in South Africa has come a long way in such a short space of time that it is easier than ever before to be covered against medical expenses. Yet, despite the fact that medical aid is cheaper and easier to get than ever before, a large percentage of the South African population think they are able to get by without it, in order to save money on the premiums. In this article, we will take a closer look at how the medical aid market has been opened up to a wider range of people thanks to a lowering of costs.

A lot of medical aid companies offer the cheapest medical aid in South Africa so cost should no longer be an excuse. With many companies offering basic entry-level plans that cover some of the most costly medical expenses, such as hospital treatments.

The cheapest medical aid in South Africa works in just the same way as more expensive healthcare plans, and when you join you will be expected to pay for your policy via a monthly payment. The amount of money that you will be expected to pay will depend on how detailed the coverage is. Some healthcare plans only cover the expenses associated with staying in hospital, whilst others will cover hospital expenses and day-to-day medical expenses, such as dental and visiting a GP. At the top end of the scale, the most expensive medical aid plans will cover such things as chronic illnesses and other intensive treatments and expensive medications.

For those people that can afford it, some medical aid plans contain a savings scheme which will pit money aside in order to meet the costs of prolonged treatments, or procedures that are not covered by the standard policy. Most healthcare plans have a yearly limit to how much you can receive in the way of financial assistance, and if you reach that limit, you will be expected to pay for the continuation of your treatment.

Hopefully, this article has gone some way to giving you an idea of why joining a medical aid scheme is such a good idea, as well as how they operate. The benefits of becoming a member of a medical aid scheme far outweigh the costs that you will be expected to pay each month in premiums, making it well worth your while.

Bonitas Medical Scheme

In South Africa, those who care for their families use high quality healthcare products and services from Bonitas. The company passes information on health-related topics through the media occasionally.

In 2011, Bonitas worked harder at educating the public, it was more involved in health matters and it featured in articles in the Mail and Guardian.

Bonitas has various Medical aids and Health Insurance plans such as:

Chronic Medication

Covers medicine for conditions that require medication on an ongoing basis

Supplementary

Additional benefits, medical expenses incurred in or out of hospital

Out of Hospital

Covers out of hospital medical expenses

BonComprehensive –

With BonComprehensive you can expect unlimited consultations above threshold. All Major Medical Expenses at 300% of the Bonitas Rate. Plus extremely generous benefits covering biological drugs and ophthalmology including refractive surgery.

BonEssential – New Generation (Hospital Plan)

This is the plan to use if you want a general hospital plan. It is affordable and easy to understand.

BonSave – New Generation (Hospital Plan with Savings)

One of the many varieties of the The BonSave plan is its flexibility of taking care of your day-to-day with a savings account. Your basic dentistry and added benefits don’t disturb your savings as it is free from danger. BonSave is about saving money so that quality healthcare is as affordable as it can be.

Standard – Traditional (Traditional Option)

The Standard provides comprehensive hospital cover as well as generous day-to-day benefits. The Standard option means you can make full use of our GP network where you need not be out of pocket because you won’t be asked to make co-payments. Our standard option also has unlimited overall annual benefits and additional chronic medicine benefit. Not forgetting basic and advanced dentistry, Optometry, and Supplementary benefits paid from risk.

Primary – Traditional (Traditional Option)

Bonitas primary option is the best if you’re more concerned with affordable healthcare. Provided you don’t need extensive chronic medication, you are covered for all major medical expenses at 100% of our rate, with an annual limit of R1 million and day-to-day benefits. Primary is a healthy option for healthy individuals.

AFFORDABLE MEDICAL AID

These days, it is obviously better to join a medical aid plan instead of being without one. The last anyone wants while waiting for treatment during illness is waiting in a queue while being uncertain about the medical treatment that will be given. Also, it is far better to know you can manage any medical emergency effectively.

A lot of people join medical schemes annually. Quite a lot of affordable medical schemes are available in South Africa and the medical requirements and financial situations are all taken care of. A lot of needs are covered whilst plans move from completely comprehensive cover that takes care of every expense to elementary hospital plans that only cover in-hospital expenses. One can cut cost of medical plans by agreeing to visit just specific hospitals, clinics and doctors. Finding affordable medical aids in South Africa is quite easy with many options. One can also go online to find quotes that help in choosing good packages. After choosing a product, support staff can give specially made packages and offer advice to help choose the best package for you. You will also be told the cost of package to enable you decide if It’s affordable.

It is important to make sure your plan is affordable and to know what you derive for your payments. You can visit comparison site that shows the merits and formats of various plans. Claims processing and payment should be quick, easy and efficient with customer care as a top priority. Joining an affordable medical aid in South Africa is definitely advised as it may turn a very stressful situation into a more manageable one. It is usually really easy to change your plan if you need to find a more affordable medical scheme. You will not have to wait to change to another plan if you have been a member of a different scheme in the last six months.

People usually start considering a medical aid once they have dependants. It is a good thing that many affordable packages allow membership of children older than 18 and elderly people. Children easily fall ill so it is important to have medical aid plans since you always want the best care for your family. Surf the internet for the best affordable medical aid plans today.;

Medihelp Medical Aid is there for you

There are two types of medical aid scheme, open or closed. A closed medical aid scheme is one which is limited to the employees of a specific company or workers in a specific industry, such as police officers, doctors etc. An open medical aid scheme is different however, and it is open to people from all walks of life so long as they have the means in which to pay their monthly premiums.

One of the largest open medical aid schemes belongs to Medihelp Medical Aid, a company that already provides healthcare plans to almost 250,000 South African residents. The company has almost a century’s experience in dealing with medical aid matters, and this makes them one of the biggest and oldest healthcare plan providers in the country.

You may be under the impression that all companies that offer medical aid schemes all offer the same healthcare plans, however, you would be wrong in that assumption. Medihelp Medical Aid have years of experience in providing health plans, and for that reason they know the market very well, and they know what healthcare plans people really want.

Medihelp are able to offer a range of healthcare plans that are suited to all demographics, requirements and budgets, from their basic packages that will suit those people on low incomes, right up to more expensive and all-encompassing healthcare plans for professional people and executives.

Medihelp also know that the health of your family is of the utmost importance, and for that reason, they are able to offer a range of healthcare plans that will cover not only you, but your spouse and children too. Medihelp Medical Aid has healthcare plans that you can rely on when you need them most, such as for help with the costs of a medical emergency, or if you require intensive medical treatment or procedures.

It is important that as you get older, you start to give more consideration to your health, and making your health a priority also includes becoming a member of a medical aid scheme. Too many people put off joining a medical aid scheme until it is too late, and they are the ones that often find that they have to try to find the money to pay for their hefty medical bills. Joining a medical aid scheme is one way in which you can avoid the stress and worry that comes from having to find the money to pay for your treatment.

Medical Schemes Act and how to Obtain Medical Insurance

The provision of medical insurance in South Africa goes back as far as the latter years of the 19th century, and in order to make medical insurance more accessible for more people, the medical schemes act was passed into the statute book in 1967.

Medical Insurance in South Africa is currently open to everyone, and there are many benefits to becoming a member of a medical aid scheme, the most obvious being the helps with the payments. In the past it was not unusual to find that medical insurance was only open to those people that had the income to cope with the high monthly payments. However, thanks to the medical schemes act, it was easier than ever before for companies to offer private medical insurance schemes, and this increased the competition in the marketplace. The effect of this increase in competition led to lower prices for monthly premiums on a whole range of healthcare plans. This then led to even more competition as many different medical aid providers lowered prices and increased the benefits of their healthcare plans in order to entice new members.

The benefits of joining a medical aid scheme far outweigh the risks, nevertheless, there are still thousands of South African citizens that are not members of a medical aid scheme. These people often state that they cannot afford the monthly payments of such a scheme, however, there are now so many different healthcare plans out there, that joining a low cost healthcare plan is a lot cheaper than ever before.

The entry-level plans offered by a lot of medical aid companies include cover against the costs of emergency hospital transportation and treatment. However, if you are looking to join a scheme that covers the costs of staying in hospital, then you will need to make sure that there is no limit on the amount of time you can spend in hospital. Some medical aid schemes set a limit of the amount of costs they will cover you for in the event that you end up in hospital. This could mean having to find extra money to complete your treatment, or else risk not having your treatment completed. Thankfully, there are a lot of basic hospital plans that offer unlimited hospital cover, meaning that you do not have to worry about your treatment being curtailed due to lack of funds.

Medical Insurance South Africa, a Guide

Despite the fact that a lot of people still do not have suitable medical insurance South Africa, it is not actually that difficult to find. There are many more companies than ever before all offering medical aid packages, and many of them have a number of healthcare plans that suit even the tightest of budgets, as well as many different ailments.

In the past, medical insurance was something that was limited, more or less, to the wealthy, and people on low to middle incomes had to do without. Thankfully, those days are over, as due to the fact that there is more competition than ever before in the insurance market, the costs of the monthly premiums have fallen dramatically. This fall in the cost of monthly premiums, is something that has meant that people on low incomes can now take advantage of some of the so-called entry-level healthcare schemes.

These schemes have been designed especially to help those people that have had trouble affording hospital care costs in the past, or indeed, those people that are worried about future hospital treatment costs. By covering nothing else but hospital treatment costs, as well as the costs of being admitted to hospital for any length of time, they can keep the costs of the premiums down to the bare minimum, meaning that medical insurance South Africa is available to more people than ever before. The type of people that would be interested in this type of insurance cover, are those people that just want to avoid the problems associated with high bills for hospital treatment.

For those people that need or want more from their medical aid package, there are a number of more detailed healthcare plans available that can help with the costs of day-to-day healthcare needs, such as visiting a GP or dentist for example. In addition to which, there is also a number of healthcare plans that can help with the costs of a number of chronic and long-term conditions, including HIV and cancer. This means that even people that suffer from chronic illnesses need not worry about getting access to professional healthcare treatment.

Medical Insurance South Africa is plentiful at the moment, and there has never been a better time to take the plunge and become a member of a healthcare plan, one that can save you money in the long run.

Medical Aid Plans and How to find the Best One

If you are ill or suffering from an injury and you are looking for the best medical treatment, then without suitable medical aid cover you are going to be severely disappointed. Not having any form of healthcare provision in place is one way in which a lot of people have to suffer with their illness or affliction on their own. A lot of people shun medical aid plans and wait until they are ill or in hospital before trying to find the money to pay for specialist treatment. The problem with this plan, is that it is far too late to try and acquire and pay for medical treatment after you have been injured or fallen ill, than it is to get it upfront. In this article, we will look at what you need to do to find the best medical aid plan.

With the costs of medical treatment, rising all of the time, there can be no excuse for not having suitable medical cover to pay for those medical costs. There are a lot of medical aid plans around at the moment, and there has never been as many medical aid providers in South Africa as there are now. The popularity of medical aid companies has seen fierce competition for customers in the private medical insurance industry, and this can only be good news for the public as more competition means lower premiums.

It is not all good news however, with a number of low cost healthcare plans only accessible by people that work in a certain profession. These ‘closed’ medical aid schemes are not open to applications from the general public, but rather they are limited to employees of certain companies or professions, such as teachers, government workers or doctors. Therefore, before making your final decision on which medical aid scheme to join, you need to make sure that you are not wasting your time trying to sign up for one that is not open to you.

When looking for medical aid plans, the best place to start looking is the internet, as here you will find that there are plenty of medical aid companies with websites that detail all of their healthcare plans. However, it is worth bearing in mind that you should take your time and not be hassled in to making a rash decision, and you should try to find the best healthcare plan that suits your circumstances best.

Medical Aid Gap Cover

If you are suddenly taken ill and transported to a private hospital for treatment, you may find that you have to face large medical treatment bills at the end of the treatment. This is something that could cause you to fall into debt as you desperately try and find the money from somewhere. This is the kind of scenario that many South African citizens have to face on a daily basis for the simple reason that they do not have any form of private medical insurance. Those people that have made provision for their health are the ones that can sit back and relax and not worry about the imminent arrival of hefty medical bills.

Medical Aid Gap Cover makes so much sense on so many different levels, as not only are you going to be spared the stress of high medical bills, you will also be getting some of the best quality healthcare in your area. Staying in a private hospital for any length of time for treatment can be very expensive, and the only other alternative is to make use of your local state run medical facility. This is something that is not always advisable, due to the lack of investment by the government in these facilities. The medical help that you can expect to receive in these places are not of the highest standards, plus you could be waiting ages to be seen, diagnosed and treated, all of which could make you feel worse in the long run.

With Medical Aid Gap Cover you will not have to worry about receiving substandard treatment, as you will be able to stay in a ward in a private hospital, and if you are a member of the most comprehensive healthcare plan, then you may also get a private room.

Finding Medical Aid Gap Cover is as easy as looking on the internet. On the internet there are hundreds of medical aid companies that are looking to sign up new customers, and many of them have entry-level medical aid plans. These basic plans are ideal for people on low incomes that would like to be covered against the high costs of private hospital treatment. For those people that need treatment for chronic illnesses, then there is the option to have a more comprehensive level of medical aid cover, although, these will cost more in their monthly premiums.

Author Archives: Jackson

Medimed Scheme