lang="en-US"lang="en-US"lang="en-US"UTF-8Why Switching to the GERMS Medical Aid makes Financial Sense | Medical-Aid.co.zahttp://medical-aid.co.za/xmlrpc.phphttp://medical-aid.co.za/wp-content/themes/twentytwelve class="post-template-default single single-post postid-1232 single-format-standard custom-background wp-embed-responsive custom-font-enabled"http://medical-aid.co.za/Medical-Aid.co.zaMedical-Aid.co.zaGet a free medical aid comparison, and comparative quote from the top Medical Aids in South AfricaMenuSkip to contentSkip to content Medical-Aid.co.za 1232class="post-1232 post type-post status-publish format-standard hentry category-medical-aid"

Why Switching to the GERMS Medical Aid makes Financial Sense

ID-100128775A lot of people in South Africa do not belong to a medical aid scheme, and even if you do belong to a healthcare scheme, you may not be getting the level of coverage that you deserve. As a member of a medical aid scheme, you should check your policy to make sure that it is still giving you a level of cover that is worth what you are paying for. A lot of medical aid schemes do not cover some things such as orthodontic treatment and maternity issues. GERMS Medical Aid prides itself on offering a number of different healthcare plans that will cover a whole multitude of different medical conditions, ailments, treatments and preventative measures. In this article we will be looking at the Government Employee Medical Scheme in more detail.

There are some pros and cons to changing medical aid scheme, and in the next part of the article we will take a look at some of them. The pros concern the fact that you are probably going to get more coverage for less, which means that you are going to get much more value for money. There are some cons of course, and one of the biggest ones is the fact that you might have to wait for a few months if you are suffering from a chronic illness. In addition to that waiting period, if you have not been a member of a medical aid scheme for more than 2 years, then you may have to wait for a period of a few months before you can claim.

In order to move to GERMS Medical Aid from another medical aid scheme, you will first need to give a 1 month notice period to your existing healthcare provider. Once you have completed the application form for GERMS Medical Aid, you will then need to wait for them to accept you, which can take up to 7 working days from the date they received your application. As soon as your existing medical aid scheme comes to an end your new policy will take over the following day, so there is no break in your cover.

Changing to a better medical aid scheme makes sense if you want to save money, and if you work for the South African government, then you can save even more money by joining the subsidised Government Employee Medical Scheme.

 

 

 

 

 

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