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Thankfully, more and more people are finding out that they can afford top quality medical treatment and this has been made possible by the success of the medical aid scheme. Companies such as BestMed are now able to offer medical aid schemes for those people who previously would not have been able to afford it. This means that more and more people are now getting the peace of mind that comes with knowing, that they are not going to be on the receiving end of some pretty hefty medical bills.
As medical advancements speed up and more and more illness and diseases are being eradicated or are now being treated, people across the world are living longer. This is great news but it also brings with it the added problem of an aging population that are going to need more intensive medical care in the future. The government subsidised medical treatment facilities serve a purpose for those people who really cannot afford private medical care, but theses places are already suffering the effects of overcrowding and have to make do with substandard equipment. Therefore, it is perfectly logical to assume that more people will be seeking medical aid sometime in the future.
The thing that sets apart medical aid from private health insurance is the fact that there is no difference in the amount of money that each member must pay towards their premium. Everyone who is on the same scheme will be expected to pay the same amount of money for their monthly premiums.
People who want to join a medical aid scheme, but who are aged over 35, will find that their premiums will be a little higher, because of their age. This is something that the medical aid companies choose to do in order to make sure that the amount of cover you can expect to receive is there when you need it. There are many different medical aid schemes currently available and not all of them will be suitable for everyone, that is why it is important to do some research and take your time before choosing.
Unlike private health insurance, having a pre-existing health problem will not exclude you from joining a medical aid scheme, and you will be entitled to join the scheme just as much as anybody else, although, you may have a waiting period before being able to enjoy the benefits of the scheme.
When it comes to long term chronic illnesses then again, you will not be discriminated against, unlike private health insurance which would not accept you if you are suffering from a chronic illness that requires long term monitoring.
Medical aid schemes are monitored by a government watchdog and are fully occupied with looking after the health care needs of their members rather than the profits of their shareholders. That means that you can expect to receive the best treatment that you need when you need it, without having the additional worry and stress that comes with expensive medical bills.
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(Photo credit: Wikipedia)
When the time comes for you and your loved ones to need medical assistance, the last thing you should be worrying about is money. Illness can strike at any time and it can be a very stressful and worrying time for all concerned, no one likes seeing somebody they love suffering from a medical condition. It is at times like these that you do not need the added worries that come with hefty medical bills. You need to concentrate all of your efforts into getting well again, or supporting your loved one through the recovery process, not concentrating on the financial cost of the treatment.
That is why it is an especially smart idea to sign up with a medical aid provider, who for a reasonable financial outlay each month, will provide you and your loved ones with the medical care that they need, when they need it, which can be needed at unexpected times.
When the time comes to search for a medical aid provider, you may find that there are many more choices than you bargained for. Not only are you going to find that there are several medical insurance providers all vying for your business, but also that each company will have many different schemes, all offering different levels of cover for varying amounts of money. It can seem a little overwhelming, not to mention confusing, having to sort through endless pages of information, in order to find the best cover that suits your requirements.
You will probably be looking for the best medical coverage that you can get for your money and for that reason; one of the best medical aid providers that you can sign up to is Bestmed.
Bestmed has been providing medical aid in South Africa for almost 50 years and the type of medical cover that they offer comes with very competitive rates. When other medical aid companies were increasing the costs of their premiums by significant amounts, Bestmed limited their increase to just fewer than 9% which is the lowest increase of all the major medical aid companies in South Africa.
They currently provide medical insurance for over 150,000 South African residents and their families. They provide three main areas of coverage that are called, Beat, Pulse and Pace and which one you choose will depend on your circumstances.
Beat, is ideal for those of you who are primarily single and of good health, but who want hospital cover in case the worst happens.
Pulse, is more suited to those people who are looking to have their hospital care taken care of, as well as more general benefits, such as, access to doctors and other medical experts.
Pace, is the level of cover that is more suited to families and their daily needs such as doctors as well as hospital visits.
Where some medical aid companies offer a plethora of different schemes, Bestmed has decided to keep things simple with these three medical aid options that should suit everyone’s requirements.
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