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The Netcare Medical Aid program has been around since 1999, and it was founded with the promise to provide first class medical aid cover to Netcare employees and their loved ones. The Netcare Medical Aid scheme is not open to the general public, and it only caters for those people who are currently employed within the Netcare organisation. Signing up to this scheme allows the employees of Netcare to have access to some of the best medical facilities and medical staff in their area, safe in the knowledge that their medical aid bills are covered.
It is one of life’s certainties that you are going to fall ill or become the victim of an accident that will require you to receive medical attention, and usually this will happen without any prior warning whatsoever. It is for those reasons that you need to join a medical aid scheme that will give you access to top notch medical facilities and care, whilst allowing you to forget about receiving hefty medical bills at the end. After all, you will want to put all your energy and concentration into recovering from your illness or injury, not into worrying about how you are going to pay your medical bills at the completion of your treatment.
There are a number of other medical aid schemes out there that you can join, as there are plenty of companies that offer schemes that are open to anyone. In addition to which, there are schemes that are backed by the South African government, although one should be warned that using the state run schemes could leave you without the necessary treatment you require. On top of which, the waiting times for treatment and operations can be lengthy and this is not something that most people want when they are trying to return to full fitness.
As an employee of Netcare, it makes sense to join the Netcare Medical Aid scheme in order to cover your expenses if you or someone in your family falls ill. With the Netcare medical aid scheme, you will be covered against the costs of such things as, transport to hospital via road ambulance or helicopter, hospital admissions, treatment by specialists and doctors and prescription medications. You can also get help with such things as aftercare programs including physiotherapy. You will also find that you can claim for trips to the dentist and opticians as these can also be quite costly procedures to undergo.
Now you can see the advantages of signing up to the Netcare Medical Aid scheme, in order to protect you and your loved ones from the costs of medical treatment should someone fall ill or suffer an injury.
Founded in 1999, the Netcare Medical Scheme is there to provide assistance with the costs of medical care for Netcare employees and their dependants. It is a closed scheme that is only available to Netcare employees and their families, and as an employer, Netcare performs a crucial and helpful function to the policy. This helps to protect the companies workers when they are suffering from the debilitating effects of injury and illness, and helps to put their mind at ease regarding their medical bills.
Unfortunately, illness and injury can happen at the most inconvenient times, and quite often without any prior warning. That is why it is a good idea to make sure that you do not have to worry about the costs of your medical bills by joining a medical aid scheme, such as the one offered by Netcare. When illness and injury happens, the last thing you want is to have the added stress and anxiety that is associated with the sometimes hefty medical bills that come at the end of a course of medical treatment. Worrying about medical bills is not something that you should have to concentrate on when you are trying to get better from your illness or injury.
Of course, you are quite entitled to keep with the state run medical schemes; however, there are a number of disadvantages to these government run schemes. More often than not there is a limit to the amount of medical attention you can receive when you are ill. In addition to this, the quality of medical treatment you could receive may not be up to a good enough standard, and this can cause problems later on. However, when you are an employee with Netcare, you will know that you are going to get the best possible medical treatment available when you need it most.
Netcare Medical Aid offers its members the chance to avoid costly medical bills if and when they succumb to injury or illness. Some of the ailments that are covered include, transport to hospital by ambulance, stays in hospital, prescription medicine, treatment by doctors and specialists as well as help with after care services such as physiotherapy.
Other treatments that can prove to be costly include dental treatments including dentures, optical problems such as eye tests, glasses and eye operations. All of these things can be costly; however, the Netcare Medical Aid scheme can lessen the financial impact of these medical issues.
As you can see, there are many benefits to signing up with the Netcare Medical Aid scheme as opposed to not having adequate medical cover; least of all you can concentrate on your recuperation rather than worrying about how you are going to pay your medical bills.
This entry was posted in Medical Aid and tagged Disease, First aid, Health, Health care, Health insurance, Medicine, Netcare, Therapy on by Jackson.730class="post-730 post type-post status-publish format-standard hentry category-medical-aid tag-family tag-health tag-health-care tag-health-insurance tag-medical-emergency tag-medicine tag-netcare tag-south-africa"
No one wants to admit it, but there are times in everyone’s life where he or she is going to need some type of medical assistance. There are times where you or your family members may fall suddenly ill and require emergency assistance. There are also those rare occasions, where because of some sort of accident that there is a need for emergency medical care. In some of those cases that can lead to a need for hospitalization. Whether you or your family members come down with a simple cold, or there is a medical emergency, it is extremely important that you have some type of medical aid scheme to cover the costs of whatever is required to get your health back to where it should be. When it comes to providing the medical care that you need, for emergencies and preventative measures, Netcare medical aid offers a broad spectrum for their members and qualifying dependants.
When it comes to helping you take care of your health, and those that you love, Netcare medical aid offers a comprehensive range of services for your entire family. Since our staffs is aware that you and your family may need assistance with a host of different medical, dental and optometry issues, we have services ready. We want you to be aware that your health is our number one priority and because of that, if you have questions or concerns related to any issue, we are there with state of the art equipment, highly trained and skilled doctors, specialists for a variety of medical treatments and procedures. Your health is always our number one priority. The team at Netcare medical aid are also aware that besides the traditional forms of medical treatments and procedures, and preventative medicine that you need, there are times when other medical services are needed. It is for this reason we have information and offer assistance with transplants, renal care, and any other medical emergency that may arise.
Taking care of your health and the health of your family requires more than simply eating right and exercising. It also requires having regular visits to doctors, optometrists, and dentist to protect the well-being of your eyes, teeth, and entire body. Having quality preventative medical care in place can help either stave off, or diagnose diseases or medical problems early. Another important reason to have a quality medical aid scheme like that offered from Netcare medical aid is the security of knowing that if an emergency happens and you are in an accident you will have the coverage you need. Do not be left in a position where you are without the help you or your family needs, get a quality medical aid scheme today.
When it comes to getting the best possible coverage at an affordable price from schemes such as Netcare medical aid there are a few important things that you need to keep in mind. The choice can be overwhelming if you do not know what exactly to look for, so we have put together this list of the key points to consider when choosing medical aid.
Look At The Level Of Coverage
Every medical aid program offers slightly different levels of coverage. You may find that one scheme covers pregnancy while another doesn’t. Even between plans in the same scheme there can be large differences in cover. It is important to think about what sort of cover is important to you so that you can make sure it is included in your plan.
Look Into Payment Policies
When it comes to paying for your medical treatment procedures differ between schemes. For example, what Netcare medical aid does may not be what Liberty does. Some schemes will pay providers directly meaning that you only have to pay your agreed deductible or co-pay amount. However, with other schemes you may be expected to pay your own medical bills and then submit a claim to be reimbursed. Depending on your medical aid provider it could take as long as 30 days to receive your refund.
How Much Will It Cost
Perhaps the most important consideration when choosing your medical aid provider is the cost of cover. It is a good idea to work out how much your budget for health care is so that you can immediately eliminate those which are too expensive. It is never wise to sign up for medical aid you cannot afford as your cover will lapse if you are not up to date on payments. Always keep in mind that more expensive is not always better, it could be that you would be paying for services you will never use so make sure you are looking at which plan offers the best value for money.
Have You Considered Your Health
When choosing medical aid you need to take your own health and the health of any family members attached to the plan into consideration. If you have an existing condition then you need to make sure that your medical aid will cover your treatment. Some of the chronic illnesses covered by Netcare medical aid include: Asthma, Bipolar, COPD, Crohn’s Disease, Diabetes, Haemophilia, Parkinson’s Disease and Schizophrenia among others. However, this list will be different with other providers so take care to ensure your condition is on the list.
Does The Scheme Cover Hospital Care?
Not every medical scheme covers hospital care as standard. Often it is added as an additional premium for those requesting it. If you can afford to do so you should definitely opt for a plan which offers hospital care as you will never know when you might require treatment in a hospital or ER. As an example, the Netcare medical aid scheme does include hospital care provided you are admitted to an approved treatment facility within the Netcare group. Hospitalisation must also be pre-authorised under the rules of the Netcare medical aid scheme.
These are the top 5 things to take into consideration when choosing the right medical aid cover for you and your family, but you may have additional needs in which case you must thoroughly examine the terms and conditions of the program before making a commitment.
In a recent interview discussing the interim results for the first half of 2013, Netcare medical aid revealed that they are expecting hospital inflation to stay below consumer price inflation (CPI) even although inflation is over 7%. CEO of Netcare, Dr. Richard Friedland revealed that the medical scheme had managed to contain costs both in terms of CPI and other products. Consumers everywhere have been feeling the pressure financially in recent months, but Netcare medical aid patients have weathered the storm and the groups private health care and dental clinics have also been performing well. In fact, Netcare have opened new facilities in Carlswald, Midrand, Rangeview and Khayelitsha. Netcare medical aid patients have access to 9266 beds across South Africa and there are plans to open up a further 89 beds later in the year with construction of two new hospitals slated to begin later this year in Polokwane and Pinehaven.
Friedland said, ‘I think only about 3.4% of our patients, certainly in the hospital division are out-of-pocket private paying patient.’ However, despite this, Netcare’s primary care division has actually experienced a 7.3% decrease in revenue. Although Freidland does put this down to the recent transition to a managed healthcare risk model designed to provide a low-cost options for health care. The introduction of National Health Insurance (NHI) has been a sticking point for many medical aid providers, but Netcare say that they welcome universal coverage as a way to provide extended services that will be available for all although Friedland admits that he is disappointed that a planned enquiry into the private healthcare sector by the Competition Commission is to exclude the pharmaceutical.
The enquiry which is set to get underway this coming September released a draft of the terms to be discussed late last month. Private hospitals and medical schemes will be placed under close scrutiny but because the pharmaceutical industry is already subject to price controls they will escape direct examination. Friedland states, ‘we all know we are paying 40% more for drugs in this country and cross-subsidising the state sector. If the real aim of this enquiry is to reduce costs, one of the easiest ways would be to help procure drugs at the same prices as you can internationally, which is at least 40% less. To allow parallel importation would be helpful.’
About NetCare
Netcare operate one of the largest private hospital groups, primary care networks and emergencies medical services in South Africa in addition to being the largest training provider for emergency medical personnel and health care workers. Netcare is also the largest provider of private acute hospital provider in the United Kingdom offering independent services to the National Health Service (NHS).
